Review of the Amazon Credit Card by Chase

[dropcap"]T[/dropcap]he Amazon Visa by Chase offers some great rewards for those who regularly buy books and other merchandise from Amazon. Just by using the card once you’ll receive $30 cash back. But what makes this card most interesting are the points you can earn. The card is ideal for those who shop regularly at Amazon.com and want to earn points. As a bonus, a $30 Amazon.com Gift Card will instantly be loaded into your Amazon.com Account once you get approved for the card. I like the fact that the card comes with no annual fee.

Amazon Visa by Chase

Apply for the Amazon Visa by Chase
  • Earn 3 points on Amazon.com purchases
  • Earn 2 points on gas, dining, and drugstore purchases
  • Earn 1 point on purchases everywhere else
  • There are no earning caps, expiration dates, or annual fees!

Rates and Offers

The APR you receive is based on your card type and your creditworthiness. Here’s the breakdown: 13.24% for the Signature card or 18.24% or 21.24% for the Platinum card, based on your creditworthiness. The card does not offer an introductory rate.

The card is not ideal for those that carry a balance or our looking for a balance transfer credit card or other introductory interest rate offer.

If you need a card with 0% for purchases then consider one of the following:
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The Citi® Platinum Select® MasterCard® that gives 0% for 18 months on purchases*. After that, the rate is The regular APR is between 11.99-21.99% (Variable)*, based on your creditworthiness.

Amazon Credit Card’s Reward Points

With its rewards point system, cardholders earn up to three points for every dollar spent on the card. Here’s how it works. For every dollar spent at Amazon.com, cardholders earn three points. You’ll earn two points for every dollar spent at gas stations, drug stores and restaurants. And you will earn one point for every dollar spent everywhere else.

Here’s a quick breakdown of the points reward system:

  • Earn 3 points for all Amazon purchases.
  • Earn 2 points for all gas, restaurant, and drugstore purchases.
  • Earn 1 point for all other purchases.

Redeeming Amazon Credit Card Points

Shop with Points lets you use your points to buy the stuff you want right at the Amazon checkout. You can pay for all or part of your order with points. For every 100 points you earn it is equal to $1.00 towards your Amazon purchase. You can also redeem your points for cash back, gift cards, or travel.

How to Apply for the Amazon Credit Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Amazon Credit Card website. From this page, you can click on the apply now button to go to the Amazon Credit Card secure online application. The application takes just a few minutes to complete, and in most cases you receive a response within 60 seconds.

To get started, visit the Amazon Visa by Chase official website.

About Michal Cheney

Michal Cheney is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.