Excellent Credit

The following credit cards are for those with credit ranging from very good to excellent. These cards generally offer the best combination of low interest rates, introductory rates, and travel and cash rewards.

Discover it®
Discover it®
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at Discover's
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  • 0% intro APR on purchases & balance transfers for 14 months--then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won’t go up for us paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • U.S.- based customer service--anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 14 Months 0% 14 Months 10.99% – 22.99%* Variable $0 Excellent
711 Average credit score approved for this card † 676 Lowest credit score approved for this card †

Barclaycard Arrival Plus™ World Elite MasterCard®
Barclaycard Arrival Plus™ World Elite MasterCard®
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at Barclaycard's
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  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Miles don't expire as long as your account is open, active and in good standing
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • Book the travel you want - airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 14.99% or 18.99%* Variable $89 - waived first year Excellent
737 Average credit score approved for this card † 691 Lowest credit score approved for this card †

Discover it®
Discover it®
Apply Now...
at Discover's
secure site
  • 0% intro APR on balance transfers for 18 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Rated 4.8 out of 5 Stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for us paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • 100% U.S.- based customer service--anytime, day and night.
  • See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 6 Months 0% 18 Months 10.99% – 22.99%* Variable $0 Excellent
731 Average credit score approved for this card † 687 Lowest credit score approved for this card †

Miles & More® Premier World MasterCard®
Miles & More® Premier World MasterCard®
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at Barclaycard's
secure site
  • Earn 20,000 award miles after your first purchase or balance transfer
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
  • Earn 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 on all other purchases
  • Cardholders receive a companion ticket after first use of the account and annually after each account anniversary
  • No foreign transaction fees on purchases made outside the U.S.
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance member airlines and other partners
  • $79 Annual Fee. Please see Terms and Conditions for complete details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 12 Months 0% 12 Months 15.99% or 24.99%* Variable $79 Excellent
726 Average credit score approved for this card † 670 Lowest credit score approved for this card †

The Williams-Sonoma Visa Signature® Card
The Williams-Sonoma Visa Signature® Card
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at Barclaycard's
secure site
  • Receive 2,500 bonus points upon your first purchase
  • Enjoy free Online Shipping
  • Earn 3 Points per $1 spent at Williams-Sonoma
  • Earn 1 Point per $1 spent everywhere else
  • Exclusive access to culinary experiences around the world
  • No annual fee
  • See Terms and Conditions for complete details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 13.74%, 17.74% or 21.74%* Variable $0 Good
712 Average credit score approved for this card † 691 Lowest credit score approved for this card †

Disclaimer: See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here” button, you can review the credit card terms and conditions on the issuers website.