AccountNow® Prepaid Visa® Card Review

The AccountNow® Prepaid Visa® Card is a reloadable card. Your available balance on the card is the amount you despot to the card. There is no minimum balance needed to keep the account open. You still get a monthly statement so you can view your account history. Since this is not a line of credit you will can not go into debt and you can not overdraft the account. You can apply for a card regardless of past credit problems or even if you have no credit at all.

AccountNow® Prepaid Visa® Card

Apply for the AccountNow® Prepaid Visa® Card
  • Best Way to Get your Tax Refund Fast! Choose E-file and use your AccountNow Card Account to Direct Deposit your Tax Refund! Fast, Easy, Safe and Secure.
  • 100% Approval guaranteed* (subject to I.D. Verification)
  • $0 monthly fee†
  • No minimum balance
  • No credit check.∞ No overdraft fee.
  • Free† direct deposit and online bill payment
  • Use it everywhere Visa debit card is accepted
  • Now with purchase rewards

Reloadable and Easy to Use

This is a Visa card which means it is accepted anywhere that Visa is accepted. There are two ways in which you put money onto the card: direct deposit or add cash. Direct deposit is free and convenient. Your employer can have your paycheck transferred directly to your AccountNow® Prepaid Visa® Card. You get access to your funds on payday, avoid the inconvenience and cost of check cashing stores, and don’t have to worry about carrying around a lot of cash. If you sign up for direct deposit you get a bonus of $15. You can also add cash to the card by going to one of the cash network stores. The amount of each value load must be at least $10.00 not to exceed $5,000.00 per day.

$15 Bonus with Direct Deposit

AccountNow® Prepaid Visa® Card currently is offering a $15 bonus for those that sign up for direct deposit (which is free). You have to set up a recurring direct deposit of $50 or more for two consecutive months. There are other terms and conditions, so make sure to read the fine print, but a $15 bonus is nice for a feature that’s free to begin with and gives you access to your paycheck or government benefits check faster than a paper check. I’m not sure how long this $15 bonus offer will last, so go to AccountNow® Prepaid Visa® Card and make sure it’s still available.

AccountNow® Prepaid Visa® Card Rates and Fees

With this card there are never any late fees, finance charges or overdraft fees. However, even though this card is a prepaid card and not a line of credit, there are still fees for using the card. To get a complete list of fees you should review the Terms and Conditions of the card. Below are some of the fees for the AccountNow card.

  • Purchases: $1.00 per transaction
  • U.S. ATM Transactions: $2.50 plus ATM owner fee
  • ATM Balance Inquiry: $1.00
  • ATM Decline fee: $1.00
  • Online Bill Pay: FREE for standard processing
  • Monthly Maintenance: Free

How to Apply for the AccountNow® Prepaid Visa® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official AccountNow® Prepaid Visa® Card website. From this page, you can click on the apply now button to go to the AccountNow® Prepaid Visa® Card secure online application. The application takes just a few minutes to complete.

To get started, visit the AccountNow® Prepaid Visa® Card official website.

About Michal Cheney

Michal Cheney is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.