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Chase Slate Card Review – 0% No Fee Balance Transfer

The Chase Slate does one thing, and it does it better than any other credit card available today. It offers a 0% balance transfer with no balance transfer fee.

After more than three years of paying transfer fees, the free balance transfer is back. The Chase Slate is now the only card offering a 0% APR introductory rate on balance transfers with absolutely no balance transfer fee. And with no annual fee, this is as close to free money as you’ll ever get. The 0% introductory rate lasts for 15 months.

Chase Slate Snapshot

  • No balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on both purchases and balance transfers
  • Free Monthly FICO® Score
  • $0 Annual Fee

0% Introductory Rate

The card offers a 0% introductory rate on balance transfers and purchases for 15 months. Make the balance transfer during the first 60 days and Chase will not charge a balance transfer fee.

FICO® Score

The Chase Slate offers access to your FICO® score. With the Chase Credit Dashboard, you get your monthly FICO® score online, an explanation of your score, a summary of the information on your credit report, and helpful information on ways to mange your credit.

Chase Slate FICO Score


Blueprint offers flexible payment options and online tracking to monitor your spending. With Blueprint, your payment and money management options include the following:

  • Full Pay: With full pay, you can select the categories of purchases you want to pay in full each month. Chase will then show these purchases separately on your bill, and you can pay them in full even while you carry a balance in other categories of purchases.
  • Split Pay: For larger purchases, you can set up a payment plan, and track your progress month to month.
  • Finish It: If you want to pay off your balance, you can set up a payment plan that will help you eliminate your credit card debt.
  • Track It: The tracking feature allows you to set spending goals by category and track your progress throughout the month. For example, you can set a spending limit for groceries or restaurants, and Blueprint will track your spending throughout the month. It can even send you alerts as you near your spending goal.

Other Perks

The Chase Slate card offers several additional benefits:

  • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account information.
  • Chip-Enabled Security: Provides an extra layer of security when used in a chip card reader.
  • Purchase Protection: This protection covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

What we like about the Chase Slate Card

  • No fee balance transfer
  • 0% introductory APR on purchases and balance transfers for 15 months
  • Free access to your FICO score
  • No annual fee

What could be better


  • No balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on both purchases and balance transfers
  • Free Monthly FICO® Score
  • $0 Annual Fee
  • Regular Purchase APR:12.99%, 17.99%, 22.99% (Variable)
  • Penalty APR: None
  • Annual Fee: $0
  • Late Payment Fee: Up to $15 if the balance is less than $100; up to $27 if the balance is $100 to less than $250; up to $37 if the balance is $250 or more.
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars.
  • Ideal for those who want a no fee balance transfer
  • A good choice for those looking for a 0% APR introductory rate
  • Well suited for those wanting a rewards card with no annual fee
  • Requires Excellent Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score