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You are here: Home / Banking / Compare the Best 18-Month CD Rates

Compare the Best 18-Month CD Rates

January 30, 2023 by Rob Berger

Compare rates on 18-month CDs: We track the highest paying, nationally available 18-month CDs from federally insured banks and credit unions. Below we list the 18-month CDs in our database, ordered from highest APY to lowest.

Note that you may be able to find better rates with alternative account types. For example, online savings accounts or no-penalty CDs may offer higher yields.

Featured Offer: FVCbank 12-Month No Penalty CD

Open an Account
  • 12-Month No-Penalty CD
  • APY: 4.60%
  • Min. Deposit: $1
  • No early withdrawal penalty
  • FDIC Insured

18-Month Certificate of Deposit Rates

55 Results

Fidelity
18-month New Issue CD
APY
5.05%
Min
$100
Max
-

USALLIANCE Financial
18-month CD
APY
5.00%
Min
$500
Max
-

Ally Bank
18-Month High Yield CD
APY
5.00%
Min
$1
Max
-

CFG Bank
18-Month CD
APY
5.00%
Min
$500
Max
$250k

Crescent Bank
18-month CD
APY
4.90%
Min
$1,000
Max
-

Synchrony Bank
18-month CD
APY
4.90%
Min
$1
Max
-

Colorado Federal Savings Bank
18-month CD
APY
4.90%
Min
$5,000
Max
-

First Internet Bank
18-months High Yield CD
APY
4.86%
Min
$1,000
Max
-

Popular Direct
18-month CD
APY
4.80%
Min
$10,000
Max
-

Discover Bank
18-month IRA CD
APY
4.75%
Min
$2,500
Max
-

Marcus by Goldman Sachs
18-month CD
APY
4.75%
Min
$500
Max
$1,000k

Discover Bank
18-month High Yield CD
APY
4.75%
Min
$2,500
Max
-

CIT Bank
18-Month Term CD
APY
4.60%
Min
$1,000
Max
-

Alliant Credit Union
18-month CD
APY
4.50%
Min
$1,000
Max
-

TIAA Bank
1.5 Year Basic CD
APY
4.50%
Min
$1,000
Max
-

Ponce Bank
18-month High Yield CD
APY
4.27%
Min
$1,000
Max
-

Capital One Bank
360 18-months CD
APY
4.25%
Min
$1
Max
-

NexBank
18-month Standard CD
APY
4.25%
Min
$10,000
Max
$25k

Credit Union of the Rockies
18-month CD
APY
4.25%
Min
$500
Max
-

General Electric Credit Union
18-month CD
APY
4.25%
Min
-
Max
-

Luana Savings Bank
18-month Jumbo CD
APY
4.24%
Min
$100,000
Max
-

Rising Bank
18-month Rising CD
APY
4.20%
Min
$5,000
Max
-

BMO Harris Bank
18-month Standard CD*
APY
4.15%
Min
$1,000
Max
-

Citibank
18-month Fixed Rate CD
APY
4.15%
Min
$500
Max
-

UmbrellaBank
18-month CD
APY
4.10%
Min
$10,000
Max
-

Banesco USA
BaneSmart 18-Month CD
APY
4.10%
Min
$1,500
Max
-

Luana Savings Bank
18-month CD
APY
4.09%
Min
$2,000
Max
$100k

Bank Financial
18-month Jump Rate CD
APY
4.00%
Min
$1,000
Max
-

Bank Financial
18-month Jump Rate Business CD
APY
4.00%
Min
$1,000
Max
-

TAB Bank
18-month CD
APY
4.00%
Min
$1,000
Max
-

TAB Bank
18-month Business CD
APY
4.00%
Min
$1,000
Max
-

American First Credit Union
18-month CD via SaveBetter
APY
3.65%
Min
$1
Max
-

ConnectOne Bank
18-month CD
APY
3.60%
Min
$500
Max
-

mph.bank
18-Month High Yield CD via SaveBetter
APY
3.20%
Min
$1
Max
-

INSBANK
18-months CD
APY
3.11%
Min
$2,500
Max
-

SkyOne Federal Credit Union
18-month Certificate via SaveBetter
APY
3.00%
Min
$1
Max
-

Nationwide by Axos Bank
18-month CD
APY
2.85%
Min
$500
Max
-

Teachers Federal Credit Union
18-month CD
APY
2.65%
Min
$1,000
Max
$100k

Bank Financial
1.5-Year CD
APY
2.25%
Min
$1,000
Max
-

Bank Financial
1.5-Year Business CD
APY
2.25%
Min
$1,000
Max
-

TIAA Bank
1.5-Year Business CD
APY
2.10%
Min
$1,500
Max
-

Live Oak Bank
18-month CD
APY
2.00%
Min
$2,500
Max
$250k

Live Oak Bank
18-month Business CD
APY
2.00%
Min
$2,500
Max
-

Zeal Credit Union
18-months Jumbo CD
APY
2.00%
Min
$100,000
Max
-

Zeal Credit Union
18-months CD
APY
1.90%
Min
$25,000
Max
$100k

Zeal Credit Union
18-months CD
APY
1.80%
Min
$1,000
Max
$25k

Liberty Federal Credit Union
18-month CD
APY
1.65%
Min
$1,000
Max
-

Abound Credit Union
18-month CD
APY
1.50%
Min
$500
Max
-

Abound Credit Union
18-month Business CD
APY
1.50%
Min
$500
Max
-

BrioDirect
18-month High Yield CD
APY
1.35%
Min
$500
Max
-

American Bank
18-month CD
APY
1.01%
Min
$500
Max
-

American Bank
18-month Business CD
APY
1.01%
Min
$500
Max
-

American Express Bank
18-Month CD
APY
1.00%
Min
$1
Max
-

Continental Bank
1.5-Year High Yield CD
APY
0.80%
Min
$25,000
Max
-

Affinity Plus Federal Credit Union
18-month CD
APY
0.75%
Min
$500
Max
-

About Rob Berger

Rob Berger is the founder of allCards.com. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor.

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Featured High Yield Bank Accounts

12-month CD via SaveBetter
APY: 5.01%

27-month CD via SaveBetter
APY: 5.15%
12-month No Penalty CD via SaveBetter
APY: 4.60%

Preferred Savings
APY: 5.02%

 

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Rate Disclosure

We work hard to make sure the information on this site is accurate. There is no guarantee, however, that it is. So please confirm rates, terms, and all other information directly with the bank, credit union, credit card issuer, or other financial institution before opening an account or otherwise making a financial decision.

About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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