A 36-month CD may be ideal for those with short to intermediate-term cash needs. Below we list the best 3-year CD rates in our database, ordered from highest APY to lowest.
Note that you may be able to find better rates with alternative account types. For example, online savings accounts or no-penalty CDs may offer higher yields.
Featured Offer: FVCbank 12-Month No Penalty CD
- 12-Month No-Penalty CD
- APY: 4.60%
- Min. Deposit: $1
- No early withdrawal penalty
- FDIC Insured
3-Year Certificate of Deposit Rates
Compare rates on 3-year CDs:
86 Results

La Capitol Federal Credit Union
3-Year Mega Saver Share Certificate with One-time Bump
3-Year Mega Saver Share Certificate with One-time Bump
APY
4.20%
4.20%
Min
$100,000
$100,000
Max
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