Capital One Savor Rewards Credit Card Review
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The Capital One Savor Rewards Credit Card is a cash back rewards card designed for people who want elevated rewards on dining and streaming and don’t mind an annual fee. Rewards are unlimited with no caps, which sets this card apart from other grocery reward cards. There’s also a nice welcome offer and you get your Uber One membership fee covered until November of 2024. If you don’t want to pay an annual fee, the Capital One SavorOne Cash Rewards Credit Card is a good option. We dive into the details and your approval odds in this Savor Rewards review.
Our Rating
4.5/5.0
Welcome Offer
$300 cash bonus
Annual Fee
$95
0% on Purchases
None
Reward Rate
1% – 5%
0% on Balance Transfers
None
Welcome Offer
Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Extended Warranty Coverage, Free credit score access, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 19.99% - 29.99% (V) APR |
Insurance
Extended Warranty
You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
What Credit Score Is Required to Get the Capital One Savor Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 630
Average Approved Credit Score: 630
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 09/22/2022 | TransUnion | ||
| Denied | 08/20/2022 | Not Provided |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 5% cash back
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Capital One SavorOne Cash Rewards Credit Card
Rating
4.5
Rewards Range
1% -10%
Annual Fee
$0
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Citi Custom Cash® Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0