Southwest® Rapid Rewards® Premier Business Credit Card
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The Southwest® Rapid Rewards® Premier Business Credit Card is a business travel card designed for business owners who prefer to fly Southwest. It has a great welcome bonus, especially for a card with an annual fee of $99, plus you get 6,000 bonus points each year on your cardmember anniversary. You also get two Early-Bird Check-in’s per year, and with Southwest, your first two bags fly free.
The rewards are solid, but if you fly Southwest more frequently, you may want to upgrade to the Southwest® Rapid Rewards® Performance Business Credit Card. We dive into the details and your approval odds in this Southwest Premier Business review.
Our Rating
4.4/5.0
Welcome Offer
Earn 60,000 points
Annual Fee
$99
0% on Purchases
N/A
Reward Rate
1x to 3x points
0% on Balance Transfers
N/A
Editorial Review
Welcome Offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $99 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.49% - 28.49% (V) APR |
What Credit Score Is Required to Get the Southwest® Rapid Rewards® Premier Business Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 794
Average Approved Credit Score: 796
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 11/12/2022 | Experian | ||
| Approved | 11/12/2022 | TransUnion |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
Southwest® Rapid Rewards® Performance Business Credit Card
Rating
4.5
Rewards Range
1X to 4X points
Annual Fee
$199