Southwest Rapid Rewards® Priority Credit Card

The Southwest Rapid Rewards® Priority Credit Card is an airline card designed for people who fly Southwest airlines. It has a solid welcome bonus and great rewards if you’re flying Southwest, plus you get 7,500 anniversary points each year. Some might be put off by the relatively high $149 annual fee, but the $75 annual travel credit offsets that a bit. This card lacks flexibility regarding how you can spend your points compared to other travel cards, however.

Our Rating

4.4/5.0

Welcome Offer

Earn 50,000 bonus points

Annual Fee

$149

0% on Purchases

N/A

Reward Rate

2 to 3 points

0% on Balance Transfers

N/A

Welcome Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance, Free Checked Bags, Luggage Protection, Roadside Assistance, Travel Accident Insurance

Rewards

1x points
On all other eligible purchases
Earn 1x point for each $1 spent on all other purchases.
2x points
Streaming services
Earn 2X points on internet, cable, and phone services; select streaming.
2x points
Transit
Earn 2X points on local transit and commuting, including rideshare.
3x points
Southwest Purchases
Earn 3X points on Southwest(R) purchases.

Interest Rates & Fees

Annual Fee$149
Foreign Transaction Fee$0
Regular APR21.49%-28.49% (V) APR

What Credit Score Is Required to Get the Southwest Rapid Rewards® Priority Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 731

Average Approved Credit Score: 756

App StatusDateCredit ScoreBureauCredit Limit
Approved02/24/2022
781
Not Provided
$10,700
Approved08/18/2022
731
Experian
$3,400
Denied03/16/2022
701
Experian
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Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Earn up to 3x points
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

American Express® Gold Card
American Express® Gold Card

Rating

4.8

Rewards Range

1x-4x

Annual Fee

$250

Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card

Rating

4.4

Rewards Range

1x - 2x Miles

Annual Fee

$0

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