Pros & Cons
- Welcome bonus
- No annual fee
- High APR
- Foreign transaction fee
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
Regular APR | 16.99% to 27.99% (V) APR |
What Credit Score Is Required to Get the AmEx Magnet
Based on data we’ve collected from public forums, a credit score of 720 or higher is ideal. We have seen an approval with a score as low as 690, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 11/25/2020 | Experian | ||
Approved | 03/21/2022 | Equifax | ||
Approved | 03/21/2022 | TransUnion | ||
Approved | 03/21/2022 | Equifax | ||
Approved | 09/17/2022 | Equifax | ||
Approved | 09/17/2022 | TransUnion | ||
Approved | 09/17/2022 | Experian | ||
Approved | 04/07/2019 | Not Provided | ||
Approved | 04/13/2022 | Equifax | ||
Denied | 04/21/2020 | Experian |
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