Amex EveryDay® Preferred Credit Card

The Amex EveryDay® Preferred Credit Card is a rewards card designed for people who spend a lot on gas and groceries. It has a small welcome bonus and nice ongoing rewards. You can get 50% more points on purchases when you use your card at least 30 times in a billing cycle. That may seem like a lot, but if you use your card everyday for your morning coffee at the drive-through, you’re there. The card also offers a 0% APR on purchases and balance transfers for 12. There is an annual fee of $95, though, and a cap on groceries (up to $6,000 a year). We dive into the details and your approval odds in this Amex Everyday Preferred review.

Our Rating
4.0/5.0

Welcome Offer
15,000 Membership Rewards® Points

Annual Fee
$95

0% on Purchases
12

Reward Rate
1x to 3x points

0% on Balance Transfers
12

Welcome Offer

Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.

Features & Benefits

Security	EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless Payments	Apple Pay, Google Pay, Samsung Pay, Fitbit Pay
Benefits	Return Guarantees, 24/7 customer service
Travel Perks	Auto Rental Collision Damage Waiver, Emergency Travel Assistance

Rewards

1x points

On all other eligible purchases

1x points on all other eligible purchases

2x points

Travel

2x points at Amextravel.com

2x points

Gas

2x points at U.S. gas stations

3x points

U.S. supermarkets

3x points at U.S. supermarkets on up to $6,000 per year in purchases

Interest Rates & Fees

Annual Fee	$95
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.
Regular APR	17.99% - 27.99% (V) APR

Balance Transfers	0% Intro APR for 12 months on balance transfers, then 17.99% - 27.99%(V) APR after that.
Balance Transfer Fee	Either $5 or 3% of the amount of each transfer, whichever is greater.
Purchases	0% Intro APR for 12 months on purchases, then 17.99% - 27.99% (V) APR after that.

Insurance

Return Protection

With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express^® Card. Purchases must be made in the U.S. or its territories.

What Credit Score Is Required to Get the Amex EveryDay® Preferred Credit Card

Pros

Welcome offer
up to 3x points

Cons

Annual fee
Foreign transaction fee
Requires good credit

What Are the Best Alternatives?

Blue Cash Preferred® Card from American Express

Rating

4.5

Rewards Range

1%-6%

Annual Fee

$0 intro annual fee for the first year, then $95.

Read Review

Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Read Review

Citi^® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Read Review