The Amex EveryDay® Preferred Credit Card is a rewards card designed for people who spend a lot on gas and groceries. It has a small welcome bonus and nice ongoing rewards. You can get 50% more points on purchases when you use your card at least 30 times in a billing cycle. That may seem like a lot, but if you use your card everyday for your morning coffee at the drive-through, you’re there. The card also offers a 0% APR on purchases and balance transfers for 12. There is an annual fee of $95, though, and a cap on groceries (up to $6,000 a year). We dive into the details and your approval odds in this Amex Everyday Preferred review.
Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.
Features & Benefits
EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay
Return Guarantees, 24/7 customer service
Auto Rental Collision Damage Waiver, Emergency Travel Assistance
On all other eligible purchases
1x points on all other eligible purchases
2x points at Amextravel.com
2x points at U.S. gas stations
3x points at U.S. supermarkets on up to $6,000 per year in purchases
Interest Rates & Fees
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
17.99% - 27.99% (V) APR
0% Intro APR for 12 months on balance transfers, then 17.99% - 27.99%(V) APR after that.
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
0% Intro APR for 12 months on purchases, then 17.99% - 27.99% (V) APR after that.
With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
What Credit Score Is Required to Get the Amex EveryDay® Preferred Credit Card