Amex EveryDay® Preferred Credit Card

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The Amex EveryDay® Preferred Credit Card is a rewards card designed for people who spend a lot on gas and groceries. It has a small welcome bonus and nice ongoing rewards. You can get 50% more points on purchases when you use your card at least 30 times in a billing cycle. That may seem like a lot, but if you use your card everyday for your morning coffee at the drive-through, you’re there. The card also offers a 0% APR on purchases and balance transfers for 12. There is an annual fee of $95, though, and a cap on groceries (up to $6,000 a year). We dive into the details and your approval odds in this Amex Everyday Preferred review.

All information about Amex EveryDay® Preferred Credit Card has been collected independently by allCards.com.

Welcome Offer

Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.

Our Rating

4.0/5.0

Welcome Offer

15,000 Membership Rewards® Points

Annual Fee

$95

0% on Purchases

12

Reward Rate

1x to 3x points

0% on Balance Transfers

12

Welcome Offer

Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsApple Pay, Google Pay, Samsung Pay, Fitbit Pay
BenefitsReturn Guarantees, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance

Rewards

1x points
On all other eligible purchases
1x points on all other eligible purchases
2x points
Travel
2x points at Amextravel.com
2x points
Gas
2x points at U.S. gas stations
3x points
U.S. supermarkets
3x points at U.S. supermarkets on up to $6,000 per year in purchases

Interest Rates & Fees

Annual Fee$95
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.
Regular APR18.24% to 28.24% (V) APR
Balance Transfers0% Intro APR for 12 months on balance transfers, then 18.24% to 28.24%(V) APR after that.
Balance Transfer FeeEither $5 or 3% of the amount of each transfer, whichever is greater.
Purchases0% Intro APR for 12 months on purchases, then 18.24% to 28.24% (V) APR after that.

Insurance

Return Protection

With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.

Pros & Cons

Pros
  • Welcome offer
  • up to 3x points
Cons
  • Annual fee
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

Rating

4.5

Rewards Range

1%-6%

Annual Fee

$0 intro annual fee for the first year, then $95.

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Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

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