Amex EveryDay® Preferred Credit Card
The Amex EveryDay® Preferred Credit Card is a rewards card designed for people who spend a lot on gas and groceries. It has a small welcome bonus and nice ongoing rewards. You can get 50% more points on purchases when you use your card at least 30 times in a billing cycle. That may seem like a lot, but if you use your card everyday for your morning coffee at the drive-through, you’re there. The card also offers a 0% APR on purchases and balance transfers for 12. There is an annual fee of $95, though, and a cap on groceries (up to $6,000 a year). We dive into the details and your approval odds in this Amex Everyday Preferred review.
Our Rating
4.0/5.0
Welcome Offer
15,000 Membership Rewards® Points
Annual Fee
$95
0% on Purchases
12
Reward Rate
1x to 3x points
0% on Balance Transfers
12
Welcome Offer
Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay |
Benefits | Return Guarantees, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Rewards
Interest Rates & Fees
Annual Fee | $95 |
Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
Regular APR | 17.99% - 27.99% (V) APR |
Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 17.99% - 27.99%(V) APR after that. |
Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater. |
Purchases | 0% Intro APR for 12 months on purchases, then 17.99% - 27.99% (V) APR after that. |
Insurance
Return Protection
What Credit Score Is Required to Get the Amex EveryDay® Preferred Credit Card
- Welcome offer
- up to 3x points
- Annual fee
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?

Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.

Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95

Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
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