Amex EveryDay® Preferred Credit Card
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The Amex EveryDay® Preferred Credit Card is a rewards card designed for people who spend a lot on gas and groceries. It has a small welcome bonus and nice ongoing rewards. You can get 50% more points on purchases when you use your card at least 30 times in a billing cycle. That may seem like a lot, but if you use your card everyday for your morning coffee at the drive-through, you’re there. The card also offers a 0% APR on purchases and balance transfers for 12. There is an annual fee of $95, though, and a cap on groceries (up to $6,000 a year). We dive into the details and your approval odds in this Amex Everyday Preferred review.
All information about Amex EveryDay® Preferred Credit Card has been collected independently by allCards.com.
Welcome Offer
Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership. Terms Apply.
Our Rating
4.0/5.0
Welcome Offer
15,000 Membership Rewards® Points
Annual Fee
$95
0% Intro on Purchases
12
Reward Rate
1x to 3x points
0% Intro on Balance Transfers
12
Welcome Offer
Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay |
| Benefits | Return Guarantees, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
| Regular APR | 18.24% to 28.24% (V) APR |
| Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 18.24% to 28.24%(V) APR after that. |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Purchases | 0% Intro APR for 12 months on purchases, then 18.24% to 28.24% (V) APR after that. |
Insurance
Return Protection
Car Rental Loss and Damage Insurance
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
What Credit Score Is Required to Get the Amex EveryDay® Preferred Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 688
Average Approved Credit Score: 688
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/31/2022 | Not Provided |
Pros & Cons
- Welcome offer
- up to 3x points
- Annual fee
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Citi® Double Cash Card
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0