Andrews Federal Credit Union Titanium Rewards Visa® Signature
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The Andrews Federal Credit Union Titanium Rewards Visa® Signature Credit Card is a rewards card designed for members of Andrews Federal Credit Union (or who don’t mind becoming a member). If you are not already a member of the credit union and apply for a credit card, Andrews will automatically enroll you in the American Consumer Council for no charge. This qualifies you to join the credit union.
The card has solid rewards and a $0 annual fee. There’s no spending cap on rewards and no foreign transaction fees. There is no 0% introductory APR offer, on either purchases or transfers, however. If you want a solid rewards card and don’t want to pay an annual fee, this card might do the trick. We dive into the details and your approval odds in this Andrews Titanium review.

Our Rating
3.8/5.0
Welcome Offer
Get a 10,000 point bonus
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
1.5x to 3x points
0% Intro on Balance Transfers
None
Welcome Offer
Get a 10,000 point bonus when you spend $1,500 made within 90 days of card opening.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability, Identity theft protection |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Roadside Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 14.74% to 18.00% (V) APR |
What Credit Score Is Required to Get the Andrews Federal Credit Union Titanium Rewards Visa® Signature Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 719
Average Approved Credit Score: 761
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 01/20/2021 | Equifax | ||
Approved | 01/20/2021 | Experian | ||
Approved | 01/20/2021 | TransUnion | ||
Approved | 11/17/2020 | TransUnion | ||
Approved | 11/12/2021 | Not Provided |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Requires good credit
What Are the Best Alternatives?

Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0

Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3% cash back
Annual Fee
$0

Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.