Andrews Federal Credit Union Titanium Rewards Visa® Signature

The Andrews Federal Credit Union Titanium Rewards Visa® Signature Credit Card is a rewards card designed for members of Andrews Federal Credit Union (or who don’t mind becoming a member). If you are not already a member of the credit union and apply for a credit card, Andrews will automatically enroll you in the American Consumer Council for no charge. This qualifies you to join the credit union.

The card has solid rewards and a $0 annual fee. There’s no spending cap on rewards and no foreign transaction fees. There is no 0% introductory APR offer, on either purchases or transfers, however. If you want a solid rewards card and don’t want to pay an annual fee, this card might do the trick. We dive into the details and your approval odds in this Andrews Titanium review.

Andrews Federal Credit Union Titanium Rewards Visa Signature Card

Our Rating

3.8/5.0

Welcome Offer

Get a 10,000 point bonus

Annual Fee

$0

0% Intro on Purchases

None

Reward Rate

1.5x to 3x points

0% Intro on Balance Transfers

None

Welcome Offer

Get a 10,000 point bonus when you spend $1,500 made within 90 days of card opening.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Roadside Assistance, Travel Accident Insurance

Rewards

1.5x points
On all other eligible purchases
Earn 1.5x points on all other purchases
3x points
U.S. supermarkets
Earn 3x points on groceries for every dollar spent
3x points
Gas
Earn 3x points on gas paid at the pump for every dollar spent

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR14.74% to 18.00% (V) APR

What Credit Score Is Required to Get the Andrews Federal Credit Union Titanium Rewards Visa® Signature Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 719

Average Approved Credit Score: 761

App StatusDateCredit ScoreBureauCredit Limit
Approved01/20/2021
750
Equifax
$5,000
Approved01/20/2021
750
Experian
$5,000
Approved01/20/2021
750
TransUnion
$5,000
Approved11/17/2020
719
TransUnion
$10,000
Approved11/12/2021
834
Not Provided
$10,000

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
Cons
  • Requires good credit

What Are the Best Alternatives?

Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

Rating

4.4

Rewards Range

1%-3%

Annual Fee

$0

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

Rating

4.5

Rewards Range

1%-6%

Annual Fee

$0 intro annual fee for the first year, then $95.

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