Rewards
Pros & Cons
- No annual fee
- No foreign transaction fee
- Up to 3% cash back
- No welcome bonus
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers |
Contactless Payments | Apple Pay |
Benefits | 24/7 customer service |
Travel Perks |
Interest Rates & Fees
Annual Fee | No annual fee |
Foreign Transaction Fee | None |
Regular APR | 13.24% to 24.24% (V) APR |
What Credit Score Is Required to Get the Apple Card
Based on data we’ve collected from public forums, a credit score of 690 or higher is ideal. We have seen an approval with a score as low as 634, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 04/22/2022 | TransUnion | ||
Approved | 06/17/2022 | Not Provided | ||
Approved | 03/10/2022 | TransUnion | ||
Approved | 04/10/2022 | TransUnion | ||
Approved | 03/19/2021 | Not Provided | ||
Denied | 10/15/2020 | TransUnion | ||
Denied | 10/03/2020 | TransUnion | ||
Denied | 08/08/2019 | TransUnion |
What Are the Best Alternatives?

Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0

Chase Freedom Flex(SM)
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0

Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0