Earn a $300 bonus after spending $3,000 in the first 90 days.
Pros & Cons
- Welcome bonus
- Aspiration plants a tree every time you make a purchase
- Annual fee
- Foreign transaction fee
- Requires good credit
Features & Benefits
|Security||EMV Chip Enabled, Fraud Monitoring, Zero Liability|
|Contactless Payments||Apple Pay, Google Pay|
Interest Rates & Fees
|Foreign Transaction Fee||2% of each transaction in U.S. dollars.|
|Regular APR||13.15% to 22.95% (V) APR|
What Credit Score Is Required to Get the Zero
Based on data we’ve collected from public forums, a credit score of 670 or higher is ideal. We have seen an approval with a score as low as 565, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
|App Status||Date||Credit Score||Bureau||Credit Limit|
What Are the Best Alternatives?
Citi® Double Cash Card - 18 month BT offer
1% to 2%
Blue Cash Preferred® Card from American Express
Citi Custom Cash Card
1% - 5%