Best Credit Card Signup Bonuses of 2019

Credit card companies roll out the red carpet to get new card members. From cash to points to miles, signup bonuses abound from top card issuers. It’s for that reason that I complied this exhaustive list of credit card welcome bonuses, deals, and promotions for 2019.

The list starts with the highest bonuses, and then is organized by type of bonus (cash, points, or miles) and by type of card (business and student cards).

As you review this list keep a few things in mind:

  • The signup bonus, while certainly a nice perk, is only one factor to consider when comparing the cards;
  • The higher the signup bonus, the higher then spending requirement you’ll need to meet to get it;
  • The higher the signup bonus, the higher the annual fee; and
  • The value of points or miles can vary depending on how you use them.

With that, let’s get to the list:

Best Signup Bonuses

Here are the cards that offer some of the highest bonuses currently available:

Chase Sapphire Preferred Card

  • Receive 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. 50k points are worth $625 in travel when you redeem through Chase Ultimate Rewards
  • 2X points on travel and dining at restaurants
  • 1 point per dollar spent on all other purchases
  • $0 foreign transaction fees
  • 1:1 point transfer to leading frequent travel programs at full value
  • Introductory Annual Fee of $0 the first year, then $95
Click here to learn more about the Chase Sapphire Preferred Card and similar credit cards.

Hilton Honors American Express Business Credit Card

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.
  • Earn 2X at hotels and resorts in the Hilton portfolio
  • Earn 6X on Select Business & Travel Purchases
  • Earn 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your card in the same calendar year.
  • Enjoy 10 free airport lounge visits each year once enrolled in complimentary Priority Pass(TM) Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Chase Ink Business Preferred Credit Card

  • Signup Bonus: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Bonus Points worth $1,000 toward travel redeemed through Chase Ultimate Rewards®
  • 3X Points Reward: Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • 1X Points Reward: Earn 1 point per $1 on all other purchases with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards Redeem points for travel, cash back, gift cards and more
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
Click here to learn more about the Chase Ink Business Preferred Credit Card and similar credit cards.

Cash Welcome Bonuses

As the saying goes, cash is king. The following credit cards pay a cash bonus when you spend a set amount within a certain period of time. Keep in mind that many of the points and miles offers can be converted to cash or statement credits.

Blue Cash Preferred® Card from American Express

  • Welcome Offer: Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Earn Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate based on your creditworthiness and other factors.
  • Annual Fee: $95
  • Terms Apply

Chase Freedom

  • Signup Bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter
  • 1% Cash Back: Earn 1% cash back on all other purchases
  • Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers
  • Free credit score, updated weekly with Credit Journey
  • No annual fee
Click here to learn more about the Chase Freedom and similar credit cards.

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Cash Back: Earn 1.5% cash back on every purchase
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Free credit monitoring with the CreditWise® app
  • $0 fraud liability if your card is ever lost or stolen
  • Get customized alerts and manage your account with the Capital One mobile app
  • $39 annual fee

Blue Cash Everyday Card from American Express

  • Welcome Offer: $150 statement credit after you spend $1,000 in purchases within the first 3 months.
  • Cash Back Rewards–
    • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%);
    • 2% cash back at U.S. gas stations and at select U.S. department stores; and
    • 1% back on other purchases.
  • Note: Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Intro APR: 0% for 15 months on purchases and balance transfers.
  • No annual fee.
  • Terms Apply

American Express Cash Magnet Card

  • Welcome Offer: Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Earn an additional $100 statement credit after you spend an additional $6,500 in purchases within your first 12 months.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
  • No Annual Fee.
  • Terms Apply.

Miles Welcome Bonuses

Here you’ll find the top miles bonuses, followed by the top points deals in the next section. There really is, however, no practical difference between points and miles.

Airlines typically call their rewards “miles,” although there are exceptions. British Airways calls them “Avios.” Go figure. Southwest Airlines calls them points, but we know Southwest just likes to be different (remember how they board planes). Most hotel cards and non-branded travel cards call rewards points, but again, their are exceptions. The Capital One Venture Rewards card calls its rewards “miles.”

So why did I divide them between miles and points? Simplicity. With that said, here are the Miles promotions:

British Airways Visa Signature

  • Each year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Earn 4 Avios for every $1 spend on all purchases with the first year up to $30,000 (up to 120,000 bonus Avios), then 3 Avios for every $1 spent on British Airways purchases
  • Earn 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
Click here to learn more about the British Airways Visa Signature and similar credit cards.

Points Welcome Bonuses

Here are the points promotions. As with miles, it’s not enough to simply compare these bonuses in absolute terms. You need to understand the value of the points when you redeem them. Often, the value depends on how you redeem the points.

Wells Fargo Propel American Express Card

  • Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • 0% intro APR for 12 months on purchases and balance
  • No annual fee

Southwest Rapid Rewards Priority Credit Card

Southwest Rapid Rewards Priority Credit Card
  • Earn 40,000 after spending $1,000 within the first 3 months.
  • Earn 7,500 bonus points after your Cardmember anniversary.
  • $75 Southwest® travel credit each year.
  • Four Upgraded Boardings per year when available.
  • 20% back on in-flight drinks, WiFi, messaging, and movies.
  • 2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases.
  • No foreign transaction fees.

Click here to learn more about the Southwest Rapid Rewards Priority Credit Card and similar credit cards.

Business Card Welcome Bonuses

As a small business owner, I know the value of a good credit card. These deals span all categories, cash, miles and points.

Marriott Bonvoy Business American Express Card

  • Limited Time Offer: Earn 100,000 bonus Marriott Bonvoy points after spending $5,000 within the first 3 months
  • Earn 6x points at participating Marriott Bonvoy hotels
  • Earn 4x points at U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. service providers
  • Earn 2x points on all other eligible purchases
  • Receive 1 Free Night Award each year after your Card account anniversary you can use at a participating hotel.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status.
  • Earn Gold Elite status after spending $35,000 on eligible purchases on your card in a calendar year.
  • Annual fee is $125 (if applied for the card before 3/27/2019, the annual fee for the first year is waived, then $95)

Hilton Honors American Express Business Credit Card

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.
  • Earn 2X at hotels and resorts in the Hilton portfolio
  • Earn 6X on Select Business & Travel Purchases
  • Earn 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your card in the same calendar year.
  • Enjoy 10 free airport lounge visits each year once enrolled in complimentary Priority Pass(TM) Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Hilton Honors Card from American Express

  • Welcome Offer: Earn 75,000 Hilton Honors Bonus Points after you use your new card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for every dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for every dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
  • No Foreign Transaction Fees.
  • Enjoy complimentary Hilton Honors Silver status with your Card.
  • No Annual Fee.
  • Terms Apply.

Delta Reserve for Business Credit Card from American Express

  • Earn 40,000 bonus miles and 10,000 Medallion(R) Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in your first 3 months.
  • Earn 15,000 Medallion(R) Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your card in the calendar year.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta.
  • Earn 1 mile on every eligible dollar spent on purchases.
  • Pay no foreign transaction fees when you spend overseas.
  • Complimentary Delta Sky Club(R) Access.
  • Terms and limitations apply

Marriott Bonvoy Boundless Credit Card

Marriott Bonvoy Boundless Credit Card
  • Bonus: Earn 75,000 bonus points after spending $3,000 on purchases within the first 3 months
  • Earn a free night award (worth up to 35,00 points) every year after your account anniversary
  • Earn 6X points at participating Marriott Bonvoy hotels
  • Earn 2X Bonvoy points on all other purchasers
  • Earn Silver Elite Status each account anniversary, path to Gold Status after users spend $35,000 each year
  • Receive 15 Elite Night Credits granted each calendar year.
  • Unlimited Marriott Bonvoy Points
  • $95 Annual Fee

Click here to learn more about the Marriott Bonvoy Boundless Credit Card and similar credit cards.

British Airways Visa Signature

British Airways Visa Signature
  • Each year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Earn 4 Avios for every $1 spend on all purchases with the first year up to $30,000 (up to 120,000 bonus Avios), then 3 Avios for every $1 spent on British Airways purchases
  • Earn 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.

Click here to learn more about the British Airways Visa Signature and similar credit cards.

Southwest Rapid Rewards Premier Business Credit Card

Southwest Rapid Rewards Premier Business Credit Card
  • Limited Time Offer: Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • Annual Bonus: Earn 6,000 bonus points after your Cardmember anniversary.
  • 2X Rewards: Earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1X Rewards: Earn 1 point per $1 spent on all other purchases.
  • Earn points on employee spending
  • No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees
  • No foreign transaction fees

Click here to learn more about the Southwest Rapid Rewards Premier Business Credit Card and similar credit cards.

IHG Rewards Club Premier Credit Card

IHG Rewards Club Premier Credit Card
  • Welcome Bonus: Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
  • Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening
  • 10x Rewards: Earn 10 points per $1 spent when you stay at an IHG hotel
  • 2x Rewards: Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
  • 1x Rewards: Earn 1 point per $1 spent on all other purchases
  • Get a free night after each account anniversary year at eligible IHG hotels worldwide.
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre?® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

Click here to learn more about the IHG Rewards Club Premier Credit Card and similar credit cards.

Chase Ink Business Unlimited

Chase Ink Business Unlimited
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months
  • Earn unlimited 1.5% cash back on every purchase
  • 0% introductory APR for 12 months on purchases and balance transfers
  • No Annual Fee

Click here to learn more about the Chase Ink Business Unlimited and similar credit cards.


Best Credit Cards of 2019

Finding the best credit cards is both an art and science. To some extent it’s about the numbers. You look for cards with the lowest interest rates or fees, or the highest rewards. But it’s also about matching the best credit card with your specific financial needs.

As a result, the top card will vary from one person to the next. You should consider what your financial goals are, such as earning rewards, paying down debt with a 0% offer, or just having an everyday card you can use. You also need to consider your credit score.

With those caveats in mind, we’ve assembled a list of the Best Credit Cards for 2019 by category as selected by the editors of allcards.com. There are, of course, other options. With each category we’ve included a link to a larger list of credit cards. And following this list, you’ll find more details about these offers and information about our ranking methodology.

Cash Back Cards

There are two approaches to cash back cards. Either you carry one card with excellent rewards, or you carry multiple cards to get the most out of every purchase. The one card approach is simple, but doesn’t maximize your rewards. The multiple card approach is a bit of a hassle, but you get the most cash back.

If you want to maximize your cash, the Chase Freedom and Blue Cash Preferred® Card from American Express are two excellent options.

Here are details on these and other cash back credit cards.

Blue Cash Preferred® Card from American Express

  • Welcome Offer: Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Earn Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate based on your creditworthiness and other factors.
  • Annual Fee: $95
  • Terms Apply

Blue Cash Everyday Card from American Express

  • Welcome Offer: $150 statement credit after you spend $1,000 in purchases within the first 3 months.
  • Cash Back Rewards–
    • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%);
    • 2% cash back at U.S. gas stations and at select U.S. department stores; and
    • 1% back on other purchases.
  • Note: Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Intro APR: 0% for 15 months on purchases and balance transfers.
  • No annual fee.
  • Terms Apply

Capital One Quicksilver Cash Rewards Credit Card

  • Early Spend Bonus: $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase
  • Intro APR: 0% intro APR on purchases and balance transfers for 15 months
  • No annual fee
  • No foreign transaction fees

Chase Freedom Unlimited

  • Signup Bonus:  Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Cash Back: Unlimited 1.5% cash back on every purchase
  • Intro APR: 0% for 15 months from account opening on purchases and balance transfers
  • Free credit score, updated weekly with Credit Journey
  • No annual fee
Click here to learn more about the Chase Freedom Unlimited and similar credit cards.

Wells Fargo Cash Wise Visa® Card

  • Signup Bonus: Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Cash Back: Earn 1.5% cash rewards on every purchase
  • Cash Back Bonus: Earn 1.8% cash rewards on qualified mobile wallet purchases during the first 12 months from account opening
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • Intro APR: 0% Intro APR for 12 months on purchases and balance transfers
  • $0 Annual Fee
  • Click here to learn more about the product features, terms, and conditions

Chase Freedom

  • Signup Bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter
  • 1% Cash Back: Earn 1% cash back on all other purchases
  • Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers
  • Free credit score, updated weekly with Credit Journey
  • No annual fee
Click here to learn more about the Chase Freedom and similar credit cards.

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Cash Back: Earn 1.5% cash back on every purchase
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Free credit monitoring with the CreditWise® app
  • $0 fraud liability if your card is ever lost or stolen
  • Get customized alerts and manage your account with the Capital One mobile app
  • $39 annual fee

Capital One® Savor® Cash Rewards Credit Card

  • Early Spend Bonus: Earn $500 cash bonus after you spend $3,000 on purchases within the first 3 months
  • 4% Cash Back: Earn 4% cash back on dining and entertainment
  • 2% Cash Back: Earn 2% on groceries
  • 1% Cash Back: Earn 1% on all other purchases
  • Intro APR: 0% intro APR on purchases and balance transfers for 9 months
  • $0 intro annual fee for the first year, $95 after that
  • No foreign transaction fees

See also: Check out our complete list of cash back credit cards

Balance Transfer Credit Cards

Finding the best 0% card for balance transfers is primarily about the numbers. You want a 0% offer that lasts as long as possible. And to the extent available, you’d prefer not to pay a transfer fee.

Chase Freedom Unlimited

Chase Freedom Unlimited
  • Signup Bonus:  Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Cash Back: Unlimited 1.5% cash back on every purchase
  • Intro APR: 0% for 15 months from account opening on purchases and balance transfers
  • Free credit score, updated weekly with Credit Journey
  • No annual fee

Click here to learn more about the Chase Freedom Unlimited and similar credit cards.

Bonus: There are cards that offer 0% on balance transfers and purchases for up to 21 months. You can find these and other offers here.

Wells Fargo Platinum Visa

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply) on transfers made within 120 days qualify for the intro rates and fees
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your card
  • Free access to your FICO® Credit Score
  • Zero Liability protection for promptly reported unauthorized transactions
  • $0 Annual Fee

Learn more about this card here.

Blue Cash Everyday Card from American Express

  • Welcome Offer: $150 statement credit after you spend $1,000 in purchases within the first 3 months.
  • Cash Back Rewards–
    • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%);
    • 2% cash back at U.S. gas stations and at select U.S. department stores; and
    • 1% back on other purchases.
  • Note: Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Intro APR: 0% for 15 months on purchases and balance transfers.
  • No annual fee.
  • Terms Apply

Wells Fargo Cash Wise Visa® Card

  • Signup Bonus: Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Cash Back: Earn 1.5% cash rewards on every purchase
  • Cash Back Bonus: Earn 1.8% cash rewards on qualified mobile wallet purchases during the first 12 months from account opening
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • Intro APR: 0% Intro APR for 12 months on purchases and balance transfers
  • $0 Annual Fee
  • Click here to learn more about the product features, terms, and conditions

Chase Freedom

Chase Freedom
  • Signup Bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter
  • 1% Cash Back: Earn 1% cash back on all other purchases
  • Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers
  • Free credit score, updated weekly with Credit Journey
  • No annual fee

Click here to learn more about the Chase Freedom and similar credit cards.

Capital One Quicksilver Cash Rewards Credit Card

  • Early Spend Bonus: $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase
  • Intro APR: 0% intro APR on purchases and balance transfers for 15 months
  • No annual fee
  • No foreign transaction fees

See also: A longer list of 0% credit cards

Travel Rewards Credit Cards

Travel cards represent a diverse universe of rewards. They include general travel rewards that are independent of a specific company, airline miles cards, hotel rewards cards, and even specialty cards. As such, it’s difficult to pick the “best” travel card. A lot will depend on how you use the card and how you travel.

With that said, here are our picks for 2019.

Capital One® Venture® Rewards Credit Card

  • One-time Bonus: Earn 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day.
  • Earn 10X miles on thousands of hotels; learn more at hotels.com/venture, through January 2020
  • Receive up to $100 application fee credit for Global Entry or TSA Pre?®
  • Miles aren’t specific to any airline or hotel, so they can be used antwhere
  • Travel when you want with no blackout dates
  • Miles won’t expire for the life of the account
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Chase Sapphire Preferred Card

  • Receive 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. 50k points are worth $625 in travel when you redeem through Chase Ultimate Rewards
  • 2X points on travel and dining at restaurants
  • 1 point per dollar spent on all other purchases
  • $0 foreign transaction fees
  • 1:1 point transfer to leading frequent travel programs at full value
  • Introductory Annual Fee of $0 the first year, then $95
Click here to learn more about the Chase Sapphire Preferred Card and similar credit cards.

British Airways Visa Signature

British Airways Visa Signature
  • Each year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Earn 4 Avios for every $1 spend on all purchases with the first year up to $30,000 (up to 120,000 bonus Avios), then 3 Avios for every $1 spent on British Airways purchases
  • Earn 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.

Click here to learn more about the British Airways Visa Signature and similar credit cards.

Marriott Bonvoy Business American Express Card

  • Limited Time Offer: Earn 100,000 bonus Marriott Bonvoy points after spending $5,000 within the first 3 months
  • Earn 6x points at participating Marriott Bonvoy hotels
  • Earn 4x points at U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. service providers
  • Earn 2x points on all other eligible purchases
  • Receive 1 Free Night Award each year after your Card account anniversary you can use at a participating hotel.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status.
  • Earn Gold Elite status after spending $35,000 on eligible purchases on your card in a calendar year.
  • Annual fee is $125 (if applied for the card before 3/27/2019, the annual fee for the first year is waived, then $95)

Marriott Bonvoy Boundless Credit Card

Marriott Bonvoy Boundless Credit Card
  • Bonus: Earn 75,000 bonus points after spending $3,000 on purchases within the first 3 months
  • Earn a free night award (worth up to 35,00 points) every year after your account anniversary
  • Earn 6X points at participating Marriott Bonvoy hotels
  • Earn 2X Bonvoy points on all other purchasers
  • Earn Silver Elite Status each account anniversary, path to Gold Status after users spend $35,000 each year
  • Receive 15 Elite Night Credits granted each calendar year.
  • Unlimited Marriott Bonvoy Points
  • $95 Annual Fee

Click here to learn more about the Marriott Bonvoy Boundless Credit Card and similar credit cards.


The Best Travel Reward Credit Cards of 2019

Travel reward credit cards represent a broad category of rewards cards. They encompasses everything from airline miles cards to more generic rewards cards. Some cards offer miles, others use points. As a result, picking the best travel rewards card can be a challenge. Here are our top picks for 2019.

To narrow down the list, I divide travel cards into four categories:

1 All-purpose travel cards: These cards aren’t part of an airline or hotel brand. Instead they offer miles or points that can be used with any travel. As you’ll see below the top cards in this category offer at least 2% in rewards. The “catch,” if you will, is that these rewards must be used for travel.

2 Airline miles cards: Offered from every major airlines, these cards can offer the highest value in rewards. The key is to understand your travel patterns. These cards are ideal for those who fly frequently with the same airline.

3 Hotel rewards cards: As with airline miles, these cards can offer good rewards for those who stay with the same hotel brand.

4 Specialty cards: Finally, there are some travel cards that don’t fit neatly into the above categories. An Expedia credit card is a good example, and I’ve placed these types of cards in their own category.

For each of these categories I’ll share my top choice, followed by several excellent options.

All-Purpose Travel Rewards Cards

Editor’s Pick: The Chase Sapphire Preferred Card earns top honors for an all-purpose travel rewards card. Its 2x points for every $1 spent and 50,000 bonus points when you spend $4,000 on purchases in the first 3 months lead the pack in the travel category.

American Express Gold Card

  • Welcome Offer: Earn 35,000 Membership Rewards Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new card members who apply by 1/9/2019.
  • Earn 4X Membership Rewards points at U.S. restaurants and U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Earn 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com.
  • 1X points on other purchases.
  • No Foreign Transaction Fees, making this an excellent card for international travel.
  • $100 airline fee credit and up to $100 per calendar year for baggage fees and more at one qualifying airline.
  • Annual Fee $250.
  • Terms Apply.

Capital One® Venture® Rewards Credit Card

  • One-time Bonus: Earn 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day.
  • Earn 10X miles on thousands of hotels; learn more at hotels.com/venture, through January 2020
  • Receive up to $100 application fee credit for Global Entry or TSA Pre?®
  • Miles aren’t specific to any airline or hotel, so they can be used antwhere
  • Travel when you want with no blackout dates
  • Miles won’t expire for the life of the account
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

The Platinum Card® from American Express

  • Welcome Offer: Earn 60,000 Membership Rewards points after you use your new card to make $5,000 in purchases in your first 3 months.
  • Uber Bonus: Up to $200 for Uber rides annually.
  • 5X Membership Rewards points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on eligible hotels booked on amextravel.com.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • $550 annual fee.
  • Terms Apply

Chase Sapphire Preferred Card

Chase Sapphire Preferred Card
  • Receive 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. 50k points are worth $625 in travel when you redeem through Chase Ultimate Rewards
  • 2X points on travel and dining at restaurants
  • 1 point per dollar spent on all other purchases
  • $0 foreign transaction fees
  • 1:1 point transfer to leading frequent travel programs at full value
  • Introductory Annual Fee of $0 the first year, then $95

Click here to learn more about the Chase Sapphire Preferred Card and similar credit cards.

Airline Miles Cards

Editor’s Pick: My favorite airline card is the Southwest Rapid Rewards® Premier Credit Card. It gets my vote for two reasons. It offers an excellent signup bonus of up to 30,000 points. And it’s a great airline to fly.

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card
  • Earn 40,000 after spending $1,000 within the first 3 months.
  • 6,000 bonus points after you’ve had the card for one year
  • 2 points per $1 spent on Southwest purchases and Rapid Rewards Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points
  • No foreign transaction fees
  • No blackout dates or seat restrictions
  • Bags fly free

Click here to learn more about the Southwest Rapid Rewards® Premier Credit Card and similar credit cards.

Blue Delta SkyMiles® Credit Card from American Express

  • Welcome Offer: Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
  • 2 Miles Rewards: Earn 2 miles per dollar at US restaurants and on purchases made directly with Delta.
  • 1 Mile Rewards: Earn 1 mile on every eligible dollar spent on purchases.
  • Receive a 20% In-Flight Savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • No Annual Fee.
  • Terms Apply

Gold Delta SkyMiles® Credit Card from American Express

  • Welcome Offer: Earn 30,000 Bonus Miles after you make $1,000 in purchases on your new card within your first 4 months. Offer expires on 9/19/2018.
  • Earn a $50 statement credit once you make your first Delta purchase within the first three months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta.
  • Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights
  • Priority Boarding.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply

British Airways Visa Signature

British Airways Visa Signature
  • Each year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Earn 4 Avios for every $1 spend on all purchases with the first year up to $30,000 (up to 120,000 bonus Avios), then 3 Avios for every $1 spent on British Airways purchases
  • Earn 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.

Click here to learn more about the British Airways Visa Signature and similar credit cards.

Hotel Rewards Cards

Editor’s Pick: The top pick goes to the Marriott Rewards Premier Credit Card. It offers excellent value in terms of redemptions, and you can earn free night stays very quickly.

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card
  • Earn 40,000 after spending $1,000 within the first 3 months.
  • 6,000 bonus points after you’ve had the card for one year
  • 2 points per $1 spent on Southwest purchases and Rapid Rewards Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points
  • No foreign transaction fees
  • No blackout dates or seat restrictions
  • Bags fly free

Click here to learn more about the Southwest Rapid Rewards® Premier Credit Card and similar credit cards.

Marriott Bonvoy Business American Express Card

  • Limited Time Offer: Earn 100,000 bonus Marriott Bonvoy points after spending $5,000 within the first 3 months
  • Earn 6x points at participating Marriott Bonvoy hotels
  • Earn 4x points at U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. service providers
  • Earn 2x points on all other eligible purchases
  • Receive 1 Free Night Award each year after your Card account anniversary you can use at a participating hotel.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status.
  • Earn Gold Elite status after spending $35,000 on eligible purchases on your card in a calendar year.
  • Annual fee is $125 (if applied for the card before 3/27/2019, the annual fee for the first year is waived, then $95)

Hilton Honors Ascend Card from American Express

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points after you use your new card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • 12X Bonus: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your card directly with a participating hotel or resort within the Hilton Portfolio.
  • 6X Bonus: Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • 3X Bonus: Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • Terms Apply

Hilton Honors Card from American Express

  • Welcome Offer: Earn 75,000 Hilton Honors Bonus Points after you use your new card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for every dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for every dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
  • No Foreign Transaction Fees.
  • Enjoy complimentary Hilton Honors Silver status with your Card.
  • No Annual Fee.
  • Terms Apply.

Marriott Bonvoy Boundless Credit Card

Marriott Bonvoy Boundless Credit Card
  • Bonus: Earn 75,000 bonus points after spending $3,000 on purchases within the first 3 months
  • Earn a free night award (worth up to 35,00 points) every year after your account anniversary
  • Earn 6X points at participating Marriott Bonvoy hotels
  • Earn 2X Bonvoy points on all other purchasers
  • Earn Silver Elite Status each account anniversary, path to Gold Status after users spend $35,000 each year
  • Receive 15 Elite Night Credits granted each calendar year.
  • Unlimited Marriott Bonvoy Points
  • $95 Annual Fee

Click here to learn more about the Marriott Bonvoy Boundless Credit Card and similar credit cards.