High interest rates mean greater returns from your savings accounts. It also means paying more in interest instead of the principal balance on credit cards and loans. We cover both in our monthly updated list of the best interest rates. Interest rates remain on the rise. And the Federal Reserve shows no signs of slowing […]
Earnin Review – Is Earnin Good To Use for Cash Advances?
Short on cash, but payday is too far away? There’s an app for that. As of early 2022, research from LendingClub shows 64% of consumers are stuck in the paycheck-to-paycheck cycle. So more than half of the consumers surveyed are likely unable to cover an emergency expense. One solution can be to use an app […]
How to Build an Emergency Fund
Emergencies seem to wait for the most inopportune time to strike. Even with $1,000 saved, you may have a tough time weathering a financial emergency that lasts longer than a month. But the 24% of Americans with zero dollars set aside are the most financially vulnerable. If you have little to no savings, now is […]
7 Cash Advance Apps That Are Better Than Payday Loans
Stretching your finances as far as they can go is common these days. Barely getting by may work for a little while. But life can throw curveballs in the form of a totaled vehicle, flooded basement, or medical bills. Then you’ll need access to money — and fast. At 68%, the majority of Americans are […]
What Is the 50/30/20 Budget Rule?
Budgeting for many is about as appealing as a root canal. Yet failing to budget can result in over spending. One budget that enables you to control spending without feeling you have to watch every dime is what’s called the 50/30/20 budget. The 50/30/20 budget rule gives grace for spending while keeping savings and investing […]