Yes, for those with no credit or bad credit. Its annual fee is as low as $0, it reports payments to all 3 credit bureaus, and its credit limit can be as high as $1,000. In addition, you can pre-qualify for the Avant Credit Card without affecting your credit score.
No. It’s an unsecured credit card.
Yes. Avant reports payments to the 3 major credit bureaus. On-time payments can help to improve your FICO score over time.