Bank of America® Travel Rewards Secured Credit Card
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The Bank of America® Travel Rewards Secured Credit Card is a secured credit card designed for those with poor credit who still want to travel. Like most secured credit cards, it requires a deposit between $200 and $5,000, which will be your credit limit. Bank of America says that you may qualify to have your security deposit returned to you. Rewards are simple and you can redeem them for a statement credit to pay for previous travel purchases. For a travel card, it’s light on travel-related benefits. We dive into the details and your approval odds in this Bank of America Travel Secured review.
Our Rating
3.5/5.0
Welcome Offer
None
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
1.5x points
0% Intro on Balance Transfers
None
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Free credit score access, 24/7 customer service |
Travel Perks | None |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 29.24% (V) APR |
Pros & Cons
- No annual fee
- No foreign transaction fee
- 1.5x points on all purchases
- No welcome bonus
- High APR
What Are the Best Alternatives?
U.S. Bank Cash+® Secured Visa® Card
Rating
3.8
Rewards Range
1% - 5%
Annual Fee
$0
Bank of America® Customized Cash Rewards Secured Credit Card
Rating
3.8
Rewards Range
1% - 3% cash back
Annual Fee
$0
Secured Chime Credit Builder Visa® Credit Card
Rating
4.5
Rewards Range
N/A
Annual Fee
$0