Bank of America® Travel Rewards Secured Credit Card

The Bank of America® Travel Rewards Secured Credit Card is a secured credit card designed for those with poor credit who still want to travel. Like most secured credit cards, it requires a deposit between $200 and $5,000, which will be your credit limit. Bank of America says that you may qualify to have your security deposit returned to you. Rewards are simple and you can redeem them for a statement credit to pay for previous travel purchases. For a travel card, it’s light on travel-related benefits. We dive into the details and your approval odds in this Bank of America Travel Secured review.

Bank of America Travel Rewards Secured Credit Card

Our Rating

3.5/5.0

Welcome Offer

None

Annual Fee

$0

0% Intro on Purchases

None

Reward Rate

1.5x points

0% Intro on Balance Transfers

None

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsFree credit score access, 24/7 customer service
Travel PerksNone

Rewards

1.5x points
All eligible purchases
Earn unlimited 1.5 points for every $1 you spend on all purchases

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR29.24% (V) APR

Pros & Cons

Pros
  • No annual fee
  • No foreign transaction fee
  • 1.5x points on all purchases
Cons
  • No welcome bonus
  • High APR

What Are the Best Alternatives?

U.S. Bank Cash+® Secured Visa® Card
U.S. Bank Cash+® Secured Visa® Card

Rating

3.8

Rewards Range

1% - 5%

Annual Fee

$0

Bank of America® Customized Cash Rewards Secured Credit Card
Bank of America® Customized Cash Rewards Secured Credit Card

Rating

3.8

Rewards Range

1% - 3% cash back

Annual Fee

$0

Secured Chime Credit Builder Visa® Credit Card
Secured Chime Credit Builder Visa® Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

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