A 12-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest rates could rise in the near term. Below we list the 1-year CDs in our database, ordered from highest APY to lowest.
Note that you may be able to find better rates with alternative account types. For example, online savings accounts or no-penalty CDs may offer higher yields.
Featured Offer: FVCbank 12-Month No Penalty CD
- 12-Month No-Penalty CD
- APY: 4.60%
- Min. Deposit: $1
- No early withdrawal penalty
- FDIC Insured
