Capital One QuicksilverOne Cash Rewards Credit Card

The card_name is one of the best credit cards for those with fair credit. You get all the same benefits as the Capital One Quicksilver Cash Rewards Credit Card, minus the 0% introductory APR offer and the welcome offer. But you’ll earn an unlimited 1.5% cash back on every purchase, and you’ll get a complimentary membership in Uber One for six months. You can be considered for a higher credit limit in as little as six months. There is an annual fee, and the interest rate is high. We dive into the details and your approval odds in this Capital One QuicksilverOne review.

Our Rating

4.4/5.0

Welcome Offer

Earn unlimited 1.5% cash back

Annual Fee

$39

0% on Purchases

N/A

Reward Rate

1.5%

0% on Balance Transfers

N/A

Welcome Offer

N/A

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits24/7 customer service
Travel PerksNone

Rewards

1.5% cash back
All eligible purchases
Earn unlimited 1.5% cash back on every purchase, every day
5% cash back
Hotels
Earn 5% cash back on hotels booked through Capital One Travel (terms apply)
5% cash back
Rental Cars
Earn 5% cash back on rental cars booked through Capital One Travel (terms apply)

Interest Rates & Fees

Annual Fee$39
Foreign Transaction FeeNone
Regular APR29.99% (V) APR

What Credit Score Is Required to Get the Capital One QuicksilverOne Cash Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 621

Average Approved Credit Score: 621

App StatusDateCredit ScoreBureauCredit Limit
Approved06/01/2023
621
Not Provided
$2,000

Pros & Cons

Pros
  • No foreign transaction fee
  • helps build credit
Cons
  • Annual fee
  • No welcome bonus
  • High APR

What Are the Best Alternatives?

Secured Chime Credit Builder Visa® Credit Card
Secured Chime Credit Builder Visa® Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

Capital One Platinum Credit Card
Capital One Platinum Credit Card

Rating

4.4

Rewards Range

None

Annual Fee

$0

Chase Freedom Rise℠
Chase Freedom Rise℠

Rating

4.2

Rewards Range

1.5% cash back

Annual Fee

$0

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