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You are here: Home / Credit Cards / Capital One QuicksilverOne Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

July 29, 2020 by Rob Berger

One of the best credit cards for fair credit, the card_name pays 1.5% on all purchases with a reasonable annual fee.

Capital One QuicksilverOne Cash Rewards Credit Card
Learn More
Our Rating
4.4/5.0
Welcome Offer
Earn unlimited 1.5% cash back
Annual Fee
$39
0% on Purchases
None
Rewards Rate
1.5%
0% on Balance Transfers
None

Welcome Offer

N/A

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits24/7 customer service
Travel PerksAirport Lounge Access

Rewards

1.5% cash back
All eligible purchases
Earn unlimited 1.5% cash back on every purchase, every day

Interest Rates & Fees

Annual Fee$39
Foreign Transaction FeeNone
Regular APR29.99% (V) APR

What Credit Score Is Required to Get the Capital One QuicksilverOne Cash Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved05/03/2017
655
Equifax
$300
Approved01/04/2017
627
TransUnion
$500
Approved01/04/2017
636
Equifax
$500
Approved02/04/2022
800
Not Provided
$4,000
Denied07/06/2017
633
TransUnion
---
Pros
  • No foreign transaction fee
  • helps build credit
Cons
  • Annual fee
  • No welcome bonus
  • High APR

What Are the Best Alternatives?

Secured Chime Credit Builder Visa® Credit Card
Secured Chime Credit Builder Visa® Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

Read Review
Capital One Platinum Credit Card
Capital One Platinum Credit Card

Rating

4.4

Rewards Range

None

Annual Fee

$0

Read Review
Petal® 1 "No Annual Fee" Visa® Credit Card
Petal® 1 "No Annual Fee" Visa® Credit Card

Rating

4.5

Rewards Range

None

Annual Fee

$0

Read Review

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FAQs

Q: What is the highest credit limit for the card_name?

Reportedly, it is set at a maximum $5,000.

Q: What credit score is required for the Capital One QuicksilverOne Card?

To be approved for this card, card applicants must have an average credit score. While Capital One doesn’t disclose credit score requirements, an average score is generally considered to fall between 630 to 689, although some report being approved with scores in the mid-500s.

Capital One does identify average credit as applying to a consumer who has defaulted on a loan in the past 5 years or has limited credit history. Limited credit history would include those who have “had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card).”

Q: Should I choose the Capital One Quicksilver Card or the QuicksilverOne Card?

While the Capital One Quicksilver Card has no annual fee and a 0% APR offer, it earns the same cash back amount (1.5%) as the QuicksilverOne Card. Both cards share nearly identical benefits. However, the APR is higher on the Capital One QuicksilverOne Card, and it does have an annual fee. The QuicksilverOne Card requires an average credit score, while the Quicksilver Card requires a “good” score.

If you have good or better credit, the Quicksilver is the better option. If you have fair, average or limited credit, QuicksilverOne increases your odds of approval.

Related Articles

  • 11 Best Credit Cards for a 600 Credit Score (With Approval Odds)
  • 10 Best Credit Cards for Average Credit (Score of 650 to 700)
  • 14 Best Credit Cards of May 2023
  • 12 Best Cash Back Credit Cards of 2023

About Rob Berger

Rob Berger is the founder of allCards.com. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor.

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We work hard to make sure the information on this site is accurate. There is no guarantee, however, that it is. So please confirm rates, terms, and all other information directly with the bank, credit union, credit card issuer, or other financial institution before opening an account or otherwise making a financial decision.

About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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