Capital One QuicksilverOne Cash Rewards Credit Card
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The Capital One QuicksilverOne Cash Rewards Credit Card is one of the best credit cards for those with fair credit. You get all the same benefits as the Capital One Quicksilver Cash Rewards Credit Card, minus the 0% introductory APR offer and the welcome offer. But you’ll earn an unlimited 1.5% cash back on every purchase. You can be considered for a higher credit limit in as little as six months. There is an annual fee, and the interest rate is high. We dive into the details and your approval odds in this Capital One QuicksilverOne review.
Our Rating
4.4/5.0
Welcome Offer
Earn unlimited 1.5% cash back
Annual Fee
$39
0% Intro on Purchases
Reward Rate
1.5%
0% Intro on Balance Transfers
Welcome Offer
N/A
Editorial Review
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | None |
Rewards
Interest Rates & Fees
| Annual Fee | $39 |
| Foreign Transaction Fee | None |
| Regular APR | 29.99% (V) APR |
What Credit Score Is Required to Get the Capital One QuicksilverOne Cash Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 621
Average Approved Credit Score: 650
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 06/01/2023 | Not Provided | ||
| Approved | 08/06/2024 | TransUnion | ||
| Approved | 08/06/2024 | Equifax |
Pros & Cons
- No foreign transaction fee
- helps build credit
- Annual fee
- No welcome bonus
- High APR
What Are the Best Alternatives?
Secured Chime Credit Builder Visa® Credit Card
Rating
4.5
Rewards Range
N/A
Annual Fee
$0
Capital One Platinum Credit Card
Rating
4.4
Rewards Range
None
Annual Fee
$0
Chase Freedom Rise®
Rating
4.2
Rewards Range
1.5% cash back
Annual Fee
$0