Capital One SavorOne Cash Rewards Credit Card Review
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The card_name offers a good mix of cash back rewards, particularly on dining, groceries, and streaming services. There is a small welcome offer and the 0% intro APR also makes the card ideal for large purchases. There is no annual fee. We dive into the details and your approval odds in this SavorOne Cash Rewards review.
Our Rating
4.5/5.0
Welcome Offer
$200 Cash Back
Annual Fee
$0
0% Intro on Purchases
15 months
Reward Rate
1% -10%
0% Intro on Balance Transfers
15 months
Welcome Offer
$200 Cash Back after you spend $500 on purchases within 3 months from account opening
Editorial Review
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Extended Warranty Coverage, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.99% - 29.99% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 19.99% - 29.99%(V) APR after that. |
| Balance Transfer Fee | Balance transfer fee applies |
| Purchases | 0% Intro APR for 15 months on purchases, then 19.99% - 29.99% (V) APR after that. |
Insurance
Extended Warranty
You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
What Credit Score Is Required to Get the Capital One SavorOne Cash Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 620
Average Approved Credit Score: 743
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/06/2023 | Not Provided | ||
| Approved | 09/13/2023 | TransUnion | ||
| Approved | 09/13/2023 | Equifax | ||
| Approved | 09/13/2023 | Not Provided | ||
| Approved | 12/05/2023 | Not Provided | ||
| Approved | 02/01/2023 | Experian | ||
| Approved | 02/01/2023 | TransUnion | ||
| Approved | 05/11/2023 | Not Provided | ||
| Approved | 06/08/2023 | Not Provided | ||
| Approved | 04/04/2023 | Not Provided | ||
| Approved | 08/14/2023 | Experian | ||
| Approved | 08/14/2023 | Not Provided | ||
| Approved | 02/02/2023 | Not Provided | ||
| Approved | 02/02/2023 | Not Provided | ||
| Approved | 09/05/2023 | Experian | ||
| Approved | 04/12/2023 | Equifax | ||
| Approved | 04/12/2023 | TransUnion | ||
| Approved | 04/12/2023 | Experian | ||
| Approved | 02/12/2023 | TransUnion | ||
| Approved | 08/10/2023 | Not Provided | ||
| Approved | 08/10/2023 | Experian | ||
| Denied | 06/16/2023 | Not Provided | ||
| Denied | 10/25/2023 | Not Provided | ||
| Denied | 10/25/2023 | Not Provided | ||
| Denied | 03/08/2023 | TransUnion | ||
| Denied | 03/26/2024 | Experian | ||
| Denied | 06/17/2023 | Not Provided | ||
| Denied | 08/05/2023 | Not Provided | ||
| Denied | 12/02/2023 | TransUnion | ||
| Denied | 12/02/2023 | Experian |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 10% cash back
- High APR
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Citi Custom Cash® Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
Chase Freedom Flex®
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0