Capital One Platinum Secured Review

The card_name is one of the most popular secured credit cards. It offers a security deposit as low as $49 and an initial credit limit of $200. It charges no annual fee.

Our Rating

Welcome Offer
No annual or hidden fees.

Annual Fee

0% on Purchases

Reward Rate

0% on Balance Transfers

Welcome Offer


Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
Benefits24/7 customer service
Travel PerksNone


Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR30.74% (V) APR

What Credit Score Is Required to Get the Capital One Platinum Secured Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
  • No annual fee
  • A $49, $99, or $200 minimum deposit opens your account with an initial credit line of $200.
  • No welcome bonus
  • No rewards
  • High APR

What Are the Best Alternatives?

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Is the Capital One Secured Mastercard a good credit card?

It is a good credit card for those trying to rebuild their credit. It reports to all 3 credit bureaus and charges no annual fee.

Can I qualify for the card_name if I've filed for bankruptcy?

Yes. While Capital One doesn't disclose its underwriting standards, those who have been discharged from bankruptcy can qualify for the card.

Does the Capital One Secured card report payments to all 3 major credit bureaus?

Yes. Capital One will report payments and balances to Equifax, Experian and TransUnion.