Capital One Platinum Secured Review
The card_name is one of the most popular secured credit cards. It offers a security deposit as low as $49 and an initial credit limit of $200. It charges no annual fee.
Our Rating
4.5/5.0
Welcome Offer
No annual or hidden fees.
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
N/A
0% on Balance Transfers
N/A
Welcome Offer
N/AFeatures & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | 24/7 customer service |
| Travel Perks | None |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 30.74% (V) APR |
What Credit Score Is Required to Get the Capital One Platinum Secured Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/11/2022 | Experian |
- No annual fee
- A $49, $99, or $200 minimum deposit opens your account with an initial credit line of $200.
- No welcome bonus
- No rewards
- High APR
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It is a good credit card for those trying to rebuild their credit. It reports to all 3 credit bureaus and charges no annual fee.
Yes. While Capital One doesn't disclose its underwriting standards, those who have been discharged from bankruptcy can qualify for the card.
Yes. Capital One will report payments and balances to Equifax, Experian and TransUnion.