Capital One VentureOne Rewards Credit Card Review
The Capital One VentureOne Rewards Credit Card is a travel rewards card that offers up to 5x per dollar on select purchases, and 1.25X miles on all other purchases.. The card comes with no annual fee and a nice sign-up bonus.
4.4/5.0
20,000 Miles
$0
15 Months
1.25x miles
15 Months
Snapshot
- Signup Bonus: Earn 20,000 bonus miles once you spend $500 on purchases within 3 months from account opening.
- 5x Rewards: Earn 5x miles on hotels and car rentals booked through Capital One Travel.
- 1.25x Rewards: Earn 1.25X miles on all other purchases
- New: 0% APR on purchases and balance transfers for 15 months (3% transfer fee), then 15.24% - 25.24% variable APR applies.
- Transfers: You can transfer miles to more than 15 loyalty programs.
- No blackout dates
- No foreign transaction fees
- Miles won’t expire for the life of the account
- No Annual fee
Editorial Review
Pros & Cons
Pros
- No annual fee
- Sign-up bonus
- 0% Intro APR on purchases and balance transfers
- No foreign transaction fee
Cons
- High regular APR
- Low rewards rate
Approval Odds
Credit card companies consider a number of factors when evaluating an application. These factors may include income, debt, existing credit cards and, of course, the applicant's credit score.
While credit card issuers do not publish the criteria for approval, we collect publicly available data on credit scores for those who have been either approved or denied for a credit card. Keep in mind that we cannot verify this information and an issuer's credit score requirements can change over time.
- Approved (10/29/2021): 664 (Equifax)--$5,000 credit limit
- Approved (10/29/2021): 682 (Experian)--$5,000 credit limit
- Approved (10/29/2021): 697 (TransUnion)--$5,000 credit limit
- Approved (04/05/2018): 690 (Experian)--$2,000 credit limit
- Approved (04/05/2018): 701 (TransUnion)--$2,000 credit limit
- Approved (04/05/2018): 711 (Equifax)--$2,000 credit limit
- Approved (09/17/2017): 670 (TransUnion)--$10,000 credit limit
- Approved (03/05/2018): 712 (TransUnion)--$10,000 credit limit
- Approved (03/05/2018): 720 (Experian)--$10,000 credit limit
- Approved (06/05/2015): 580 (Experian)--$10,000 credit limit
- Approved (06/08/2015): 725 (Equifax)--$10,000 credit limit
- Approved (06/08/2015): 729 (TransUnion)--$10,000 credit limit
- Approved (06/08/2015): 744 (Experian)--$10,000 credit limit
- Denied (05/04/2016): 705 (Equifax)
- Denied (05/04/2016): 705 (TransUnion)
- Denied (05/04/2016): 709 (Experian)