Rewards
5x miles
Earn 5 miles per dollar on hotels and rental cars booked through Capital One
1.25x miles
Earn 1.25 miles per dollar on every purchase
Signup Bonus
Earn 20,000 bonus miles after you spend $500 on purchases in the first 3 months from account opening.
Pros & Cons
Pros
- No annual fee
- Sign-up bonus
- 0% Intro APR on purchases and balance transfers
- No foreign transaction fee
Cons
- High regular APR
- Low rewards rate
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | |
| Benefits | Extended Warranty Coverage, 24/7 customer service |
| Travel Perks | Airport Lounge Access, Travel Accident Insurance |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.24% - 29.24% (V) APR |
What Credit Score Is Required to Get the Capital One VentureOne
Based on data we’ve collected from public forums, a credit score of 690 or higher is ideal. We have seen an approval with a score as low as 580, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/29/2021 | Equifax | ||
| Approved | 10/29/2021 | Experian | ||
| Approved | 10/29/2021 | TransUnion | ||
| Approved | 04/05/2018 | Experian | ||
| Approved | 04/05/2018 | TransUnion | ||
| Approved | 04/05/2018 | Equifax | ||
| Approved | 09/17/2017 | TransUnion | ||
| Approved | 03/05/2018 | TransUnion | ||
| Approved | 03/05/2018 | Experian | ||
| Approved | 06/05/2015 | Experian | ||
| Approved | 06/08/2015 | Equifax | ||
| Approved | 06/08/2015 | TransUnion | ||
| Approved | 06/08/2015 | Experian | ||
| Denied | 05/04/2016 | Equifax | ||
| Denied | 05/04/2016 | TransUnion | ||
| Denied | 05/04/2016 | Experian |
What Are the Best Alternatives?
Bank of America® Travel Rewards Card
Rating
4.0
Rewards Range
1.5 points
Annual Fee
$0
Hilton Honors American Express Card
Rating
4.8
Rewards Range
3x to 7x points
Annual Fee
$0
Southwest Rapid Rewards® Premier Credit Card
Rating
4.5
Rewards Range
2x - 3x Points
Annual Fee
$99
