Capital One VentureOne Rewards Credit Card Review

The card_name is a travel rewards card that offers up to 5x per dollar on travel booked through Capital One and 1.25X miles on all other purchases. There’s also a 0% introductory APR on purchases and balance transfers for the first 15 months. The card offers a simple reward structure, plus you get a nice signup bonus, all for no annual fee. We dive into the details and your approval odds in this Capital One VentureOne review.

Our Rating

4.4/5.0

Welcome Offer

20,000 Miles

Annual Fee

$0

0% Intro on Purchases

15 months

Reward Rate

1.25x miles to 5x miles

0% Intro on Balance Transfers

15 months

Welcome Offer

20,000 Miles once you spend $500 on purchases within 3 months from account opening

Editorial Review

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. 

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Airport Lounge Access, Travel Accident Insurance

Rewards

1.25x miles
All eligible purchases
1.25 Miles per dollar on every purchase, every day
5x miles
Hotels
5 Miles per dollar on hotels booked through Capital One Travel
5x miles
Rental Cars
5 Miles per dollar on rental cars booked through Capital One Travel

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR19.99% - 29.99% (V) APR
Balance Transfers0% Intro APR for 15 months on balance transfers, then 19.99% - 29.99%(V) APR after that.
Balance Transfer FeeBalance transfer fee applies
Purchases0% Intro APR for 15 months on purchases, then 19.99% - 29.99% (V) APR after that.

What Credit Score Is Required to Get the Capital One VentureOne Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 640

Average Approved Credit Score: 710

App StatusDateCredit ScoreBureauCredit Limit
Approved07/28/2022
640
Experian
$2,000
Approved08/04/2021
780
Not Provided
$3,000

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
  • Up to 5x points
Cons
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

Hilton Honors American Express Card
Hilton Honors American Express Card

Rating

4.8

Rewards Range

3x to 7x points

Annual Fee

$0

Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card

Rating

4.5

Rewards Range

2x - 3x Points

Annual Fee

$99

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