Capital One VentureOne Rewards Credit Card Review

Snapshot

• Signup Bonus: Earn 20,000 bonus miles once you spend $500 on purchases within 3 months from account opening.
• 5x Rewards: Earn 5x miles on hotels and car rentals booked through Capital One Travel.
• 1.25x Rewards: Earn 1.25X miles on all other purchases
• New: 0% APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months.
• Transfers: You can transfer miles to more than 15 loyalty programs.
• No blackout dates
• No foreign transaction fees
• Miles won’t expire for the life of the account
• No Annual fee

Editorial Review

Pros & Cons

Pros

• No annual fee
• Sign-up bonus
• 0% Intro APR on purchases and balance transfers
• No foreign transaction fee

Cons

• High regular APR
• Low rewards rate

Approval Odds

Credit card companies consider a number of factors when evaluating an application. These factors may include income, debt, existing credit cards and, of course, the applicant's credit score.

While credit card issuers do not publish the criteria for approval, we collect publicly available data on credit scores for those who have been either approved or denied for a credit card. Keep in mind that we cannot verify this information and an issuer's credit score requirements can change over time.

• Approved (10/29/2021): 664 (Equifax)--$5,000 credit limit
• Approved (10/29/2021): 682 (Experian)--$5,000 credit limit
• Approved (10/29/2021): 697 (TransUnion)--$5,000 credit limit
• Approved (04/05/2018): 690 (Experian)--$2,000 credit limit
• Approved (04/05/2018): 701 (TransUnion)--$2,000 credit limit
• Approved (04/05/2018): 711 (Equifax)--$2,000 credit limit
• Approved (09/17/2017): 670 (TransUnion)--$10,000 credit limit
• Approved (03/05/2018): 712 (TransUnion)--$10,000 credit limit
• Approved (03/05/2018): 720 (Experian)--$10,000 credit limit
• Approved (06/05/2015): 580 (Experian)--$10,000 credit limit
• Approved (06/08/2015): 725 (Equifax)--$10,000 credit limit
• Approved (06/08/2015): 729 (TransUnion)--$10,000 credit limit
• Approved (06/08/2015): 744 (Experian)--$10,000 credit limit
• Denied (05/04/2016): 705 (Equifax)
• Denied (05/04/2016): 705 (TransUnion)
• Denied (05/04/2016): 709 (Experian)