Ink Business Cash® Credit Card–Up to 5% Cash Back
The card_name offers an excellent signup bonus, solid ongoing rewards, and $0 annual fee. That still doesn’t mean its best for you and your company. In this review, we’ll examine what the Ink Business Cash® Credit Card has to offer and compare it to other small business credit cards.
Our Rating
4.9/5.0
Welcome Offer
Earn $900 bonus cash back
Annual Fee
$0
0% on Purchases
12 months
Reward Rate
1%-5%
0% on Balance Transfers
N/A
Welcome Offer
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account openingFeatures & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Trip Delay Reimbursement, Roadside Assistance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Regular APR | 18.49% - 24.49% (V) APR |
| Purchases | 0% Intro APR for 12 months on purchases, then 18.49% - 24.49% (V) APR after that. |
What Credit Score Is Required to Get the Ink Business Cash® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 03/14/2022 | Not Provided | ||
| Approved | 12/01/2022 | Experian | ||
| Approved | 10/23/2021 | Experian | ||
| Approved | 11/29/2022 | Equifax | ||
| Approved | 11/29/2022 | Experian | ||
| Approved | 12/01/2022 | Equifax | ||
| Approved | 12/01/2022 | TransUnion |
- Welcome offer
- No annual fee
- Up to 5% cash back
- Earns Chase Ultimate Rewards points
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$0 intro for first year; $95 after that
The Business Platinum Card® from American Express
Rating
4.5
Rewards Range
1x to 5x Points
Annual Fee
$695
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- Ink Business Cash® Credit Card vs. New Business Card! Ink Business Premier(SM) Credit Card
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