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You are here: Home / Credit Cards / New Business Card! Ink Business Premier(SM) Credit Card

New Business Card! Ink Business Premier(SM) Credit Card

October 17, 2022 by Gail Kellner

The New Business Card! Ink Business Premier(SM) Credit Card is a business card that pays up to 5% cash back and a minimum of 2% cash back on purchases. The card offers $1,000 cash back after you spend $10,000 in the first 3 months. This is a pay-in-full card, meaning you will need to pay your balance in full every month, although select purchases can be paid off over time. While you can earn 5% cash back on travel booked through Chase Ultimate Rewards, you have to redeem the points as statement credits or for purchases in the Chase portal. You can’t transfer the points to your other Chase cards or to travel partners. We dive into the details and your approval odds in this Ink Business Premier review.

New Business Card! Ink Business Premier(SM) Credit Card
Learn More
Our Rating
4.7/5.0
Welcome Offer
$1,000
Annual Fee
$195
0% on Purchases
None
Rewards Rate
2%-5%
0% on Balance Transfers
None

Rewards

5% cash back
Travel
Earn 5% cash back on travel purchased through Chase Ultimate Rewards.
2.5% cash back
All eligible purchases
Earn 2.5% total cash back on purchases of $5,000 or more.
2% cash back
All eligible purchases
Earn unlimited 2% cash back on all other business purchases.

Signup Bonus

Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 5% cash back
  • Earns Chase Ultimate Rewards points
Cons
  • Annual fee
  • Requires good credit
  • Can't transfer points to other Chase cards or travel partners

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance

Interest Rates & Fees

Annual Fee$195
Foreign Transaction FeeNone
Regular APRFlex for Business APR: 18.74% - 26.74% (V) APR

What Credit Score Is Required to Get the Ink Business Premier

Based on data we’ve collected from public forums, a credit score of 730 or higher is ideal. But keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved01/21/2022
805
Not Provided
$35,000
Approved12/05/2022
785
Equifax
$10,000
Approved12/05/2022
780
TransUnion
$10,000
Approved12/05/2022
783
Experian
$10,000

What Are the Best Alternatives?

Capital One Spark Cash Plus
Capital One Spark Cash Plus

Rating

4.8

Rewards Range

2% to 5%

Annual Fee

$150

Read Review
Ink Business Cash® Credit Card
Ink Business Cash® Credit Card

Rating

4.9

Rewards Range

1%-5%

Annual Fee

$0

Read Review
American Express Blue Business Cash™ Card
American Express Blue Business Cash™ Card

Rating

4.6

Rewards Range

1% - 2%

Annual Fee

$0

Read Review

Related

  • 22 Best Small Business Credit Cards of March 2023
  • Ink Business Cash® Credit Card vs. New Business Card! Ink Business Premier(SM) Credit Card
  • 10 Benefits of Chase Ink Business Cards for Freelancers and Business Owners

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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