Rewards
5% cash back
Earn 5% cash back on travel purchased through Chase Ultimate Rewards.
2.5% cash back
Earn 2.5% total cash back on purchases of $5,000 or more.
2% cash back
Earn unlimited 2% cash back on all other business purchases.
Signup Bonus
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
- Up to 5% cash back
- Earns Chase Ultimate Rewards points
Cons
- Annual fee
- Requires good credit
- Can't transfer points to other Chase cards or travel partners
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $195 |
| Foreign Transaction Fee | None |
| Regular APR | Flex for Business APR: 18.74% - 26.74% (V) APR |
What Credit Score Is Required to Get the Ink Business Premier
Based on data we’ve collected from public forums, a credit score of 730 or higher is ideal. But keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 01/21/2022 | Not Provided | ||
| Approved | 12/05/2022 | Equifax | ||
| Approved | 12/05/2022 | TransUnion | ||
| Approved | 12/05/2022 | Experian |
What Are the Best Alternatives?
Capital One Spark Cash Plus
Rating
4.8
Rewards Range
2% to 5%
Annual Fee
$150
Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0
American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
$0