Ink Business Premier(SM) Credit Card
The card_name is a business card that pays up to 5% cash back and a minimum of 2% cash back on purchases. The card offers $1,000 cash back after you spend $10,000 in the first 3 months. This is a pay-in-full card, meaning you will need to pay your balance in full every month, although select purchases can be paid off over time.
While you can earn 5% cash back on travel booked through Chase Ultimate Rewards, you have to redeem the points as statement credits or for purchases in the Chase portal. You can’t transfer the points to your other Chase cards or to travel partners. We dive into the details and your approval odds in this Ink Business Premier review.
Our Rating
4.7/5.0
Welcome Offer
Earn $1,000 bonus cash back
Annual Fee
$195
0% on Purchases
N/A
Reward Rate
2%-5%
0% on Balance Transfers
N/A
Welcome Offer
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Cell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $195 |
Foreign Transaction Fee | $0 |
Regular APR | Flex for Business variable APR: 19.49% - 27.49% (V) APR |
What Credit Score Is Required to Get the Ink Business Premier℠ Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 01/21/2022 | Not Provided | ||
Approved | 12/05/2022 | Equifax | ||
Approved | 12/05/2022 | TransUnion | ||
Approved | 12/05/2022 | Experian |
- Welcome offer
- No foreign transaction fee
- Up to 5% cash back
- Earns Chase Ultimate Rewards points
- Annual fee
- Requires good credit
- Can't transfer points to other Chase cards or travel partners
What Are the Best Alternatives?

Capital One Spark Cash Plus
Rating
4.8
Rewards Range
2% to 5%
Annual Fee
$150

Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0

The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
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