Chase Sapphire Reserve®
The card_name is an elite credit card that Chase created to cater to frequent travelers. I’ve carried the card since Chase first introduced it in 2016. While it’s well known for its signup bonus and earning Chase Ultimate Rewards, some of its most valuable features are not as well known. We’ll cover all of this, and even a Chase Sapphire Reserve Rewards Calculator, in this detailed review.
4.9/5.0
Earn 60,000 bonus points
$550
None
1x - 10x
None
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
Benefits | Extended Warranty Coverage, Purchase Protection, Return Guarantees, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Travel Accident Insurance, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
Annual Fee | $550 |
Foreign Transaction Fee | $0 |
Regular APR | 21.74% - 28.74% (V) APR |
What Credit Score Is Required to Get the Chase Sapphire Reserve®
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 10/21/2022 | Experian | ||
Approved | 09/17/2022 | Experian | ||
Approved | 06/10/2022 | Experian | ||
Approved | 08/05/2022 | Experian | ||
Approved | 11/25/2022 | Equifax | ||
Approved | 11/25/2022 | Experian | ||
Approved | 11/25/2022 | TransUnion | ||
Approved | 06/10/2022 | Equifax | ||
Approved | 06/10/2022 | TransUnion |
- Welcome offer
- No foreign transaction fee
- Up to 10x points
- Excellent statement credits
- Transfer points to Chase travel partners
- Annual fee
- Requires good credit
What Are the Best Alternatives?

Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95

American Express® Gold Card
Rating
4.8
Rewards Range
1x-4x
Annual Fee
$250

The Platinum Card® from American Express
Rating
4.5
Rewards Range
1x - 5x points
Annual Fee
$695
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