Chase Slate Edge(SM) Review
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The Chase Slate Edge is a no annual fee credit card with a twist. Chase offers a 0% introductory APR on purchases and balance transfers. The twist is that Chase will automatically consider you for a one-time credit line increase after six months when you pay on time and spend at least $500 on your card during that time. There are no rewards, though, and no welcome bonus. It’s a good no-frills credit card for those looking to make a major purchase or pay down debt. We dive into the details and your approval odds in this Slate Edge review.
Our Rating
4.3/5.0
Welcome Offer
Start off strong with 0% Intro APR for 18 months
Annual Fee
$0
0% Intro on Purchases
18 months
Reward Rate
No Rewards
0% Intro on Balance Transfers
18 months
Editorial Review
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, Free credit score access, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Regular APR | 20.49% - 29.24% (V) APR |
| Balance Transfers | 0% Intro APR for 18 months on balance transfers, then 20.49% - 29.24%(V) APR after that. |
| Balance Transfer Intro Fee | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Purchases | 0% Intro APR for 18 months on purchases, then 20.49% - 29.24% (V) APR after that. |
Insurance
Extended Warranty
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Car Rental Loss and Damage Insurance
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
What Credit Score Is Required to Get the Chase Slate Edge
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 636
Average Approved Credit Score: 685
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 07/04/2023 | Experian | ||
| Approved | 07/04/2023 | TransUnion | ||
| Approved | 07/24/2023 | Not Provided | ||
| Approved | 09/24/2023 | Not Provided |
Pros & Cons
- No annual fee
- 0% introductory APR
- No welcome bonus
- No rewards
- High APR
- Foreign transaction fee
What Are the Best Alternatives?
Citi® Double Cash Card
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3%
Annual Fee
$0
Capital One Quicksilver Cash Rewards Credit Card
Rating
4.5
Rewards Range
1.5%
Annual Fee
$0