Secured Chime Credit Builder Visa® Credit Card Review

The Secured Chime Credit Builder Visa® Credit Card is a no annual fee secured credit card that helps people build and improve their credit.¹ No credit check is required to apply and there is no minimum security deposit.² Eligibilty requirements apply.³

Our Rating

4.5/5.0

Welcome Offer

Annual Fee

$0

0% on Purchases

Reward Rate

N/A

0% on Balance Transfers

Features & Benefits

Security
Contactless Payments
Benefits
Travel Perks

Rewards

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR0% (V) APR

What Credit Score Is Required to Get the Secured Chime Credit Builder Visa® Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 508

Average Approved Credit Score: 508

App StatusDateCredit ScoreBureauCredit Limit
Approved03/28/2021
508
Not Provided
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Pros & Cons

Pros

  • No annual fee or interest
  • No credit check required to apply
  • No open or minimum security deposit²
  • No foreign transaction fees
  • Reports to all three major credit bureaus

Cons

  • No cash back or travel rewards

What Are the Best Alternatives?

Capital One Platinum Secured Credit Card
Capital One Platinum Secured Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

Capital One Quicksilver Secured Cash Rewards Credit Card
Capital One Quicksilver Secured Cash Rewards Credit Card

Rating

4.8

Rewards Range

1.5%

Annual Fee

$0

Citi® Secured Mastercard®
Citi® Secured Mastercard®

Rating

3.0

Rewards Range

No rewards

Annual Fee

$0

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