Citi® Diamond Preferred® Card Review (0% APR until 2025)
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The card_name offers one of the best 0% intro APRs available today. New cardholders get 0% on both balance transfers and purchases. There is no annual fee.
Our Rating
3.6/5.0
Welcome Offer
0% Intro APR for 21 months on balance transfers
Annual Fee
$0
0% on Purchases
12 months on Purchases
Reward Rate
N/A
0% on Balance Transfers
intro APR for 21 months on Balance Transfers
>>Check Out This and Other Balance Transfer Credit Cards Here
Welcome Offer
N/AFeatures & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | Free credit score access, Choose your due date, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Regular APR | 18.24% - 28.99% (V) APR |
| Balance Transfers | 0% Intro APR for 21 months on balance transfers, then 18.24% - 28.99%(V) APR after that. |
| Balance Transfer Fee | Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum. |
| Purchases | 0% Intro APR for 12 months on purchases, then 18.24% - 28.99% (V) APR after that. |
What Credit Score Is Required to Get the Citi® Diamond Preferred® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/13/2023 | TransUnion | ||
| Approved | 04/13/2023 | Experian | ||
| Approved | 04/21/2023 | Equifax | ||
| Approved | 04/21/2023 | Experian | ||
| Approved | 04/21/2023 | TransUnion | ||
| Approved | 01/11/2023 | Equifax | ||
| Approved | 02/15/2023 | Experian |
- No annual fee
- 0% Intro APR
- No welcome bonus
- No rewards
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
U.S. Bank Visa® Platinum Card
Rating
3.5
Rewards Range
None
Annual Fee
$0
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
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