Rewards
2% cash back
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Pros & Cons
Pros
- No annual fee
- Up to 2% cash back
Cons
- No welcome bonus
- Foreign transaction fee
- Requires good credit
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection, Virtual Card Numbers |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of the U.S. dollar amount of each purchase. |
| Regular APR | 18.49% - 28.49% (V) APR |
What Credit Score is Required to Get the Citi® Double Cash Card - 18 month BT offer
Based on data we’ve collected from public forums, a credit score of about 690 or higher is ideal. We have seen an approval with a score as low as 672, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 08/15/2020 | Equifax | ||
| Approved | 05/12/2021 | Equifax | ||
| Approved | 07/25/2022 | Not Provided | ||
| Approved | 08/26/2022 | Equifax | ||
| Approved | 04/26/2020 | Equifax | ||
| Denied | 09/02/2014 | Experian | ||
| Denied | 06/16/2017 | Experian | ||
| Denied | 09/06/2020 | Equifax | ||
| Denied | 06/13/2021 | Equifax | ||
| Denied | 04/06/2016 | Equifax | ||
| Denied | 09/17/2015 | Experian |
What Are the Best Alternatives?
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Synchrony Premier World Mastercard®
Rating
4.6
Rewards Range
2%
Annual Fee
$0
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$95
