Citi Strata Premier® Card
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The Citi Strata Premier® Card is a revamped version of the Citi Premier card. It’s still a mid-tier travel rewards card, but now with some travel benefits and an increased welcome offer. Much remains the same as the previous card, such as the 3x points on dining, grocery, air travel, hotels, and gas stations, and then 1x on all other purchases. You still get $100 off a single hotel stay of $500 or more per year (excluding taxes and fees) when booked through CitiTravel.com. There are no foreign transaction fees so this card is a good international travel companion. It does charge an annual fee, but if you make use of the hotel credit, it’s essentially free. We dive into the details and your approval odds in this Citi Strata review.
Our Rating
4.7/5.0
Welcome Offer
For a limited time: Earn 75,000 bonus points
Annual Fee
$95
0% Intro on Purchases
None
Reward Rate
1x – 10x points
0% Intro on Balance Transfers
None
>>Check Out This and Other Travel Rewards Credit Cards Here
Welcome Offer
For a limited time: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Luggage Protection, Trip Delay Reimbursement, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 20.74% - 28.74% (V) APR |
What Credit Score Is Required to Get the Citi Strata Premier® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 722
Average Approved Credit Score: 803
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 12/29/2023 | Equifax | ||
| Approved | 12/29/2023 | Experian | ||
| Approved | 12/29/2023 | TransUnion | ||
| Approved | 04/07/2023 | TransUnion | ||
| Approved | 04/07/2023 | Experian | ||
| Approved | 04/07/2023 | Equifax | ||
| Approved | 12/07/2023 | TransUnion | ||
| Approved | 12/07/2023 | Equifax | ||
| Approved | 12/07/2023 | Experian | ||
| Approved | 01/10/2023 | Experian | ||
| Approved | 11/04/2023 | TransUnion |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95