Citi Premier Card

The card_name offers 3x points on dining, grocery, air travel, hotels, and gas stations, and then 1x on all other purchases. It also comes with an excellent signup bonus. It charges a $95 annual fee.

Our Rating
4.7/5.0

Welcome Offer
Earn 60,000 bonus points

Annual Fee
$95

0% on Purchases
N/A

Reward Rate
1x - 3x

0% on Balance Transfers
N/A

>>Check Out This and Other Travel Credit Cards Here

Welcome Offer

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

Features & Benefits

SecurityEMV Chip Enabled
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
Benefits24/7 customer service
Travel PerksAccess to Special Events and Concerts

Rewards

x points
On all other eligible purchases
3x points
U.S. supermarkets
Earn 3X per dollar spent at U.S. supermarkets
3x points
Airfare
Earn 3X per dollar spent on air travel
3x points
Hotels
Earn 3X per dollar spent at hotels
3x points
Dining
Earn 3X per dollar spent at restaurants
3x points
Gas
Earn 3X per dollar spent at gas stations

Interest Rates & Fees

Annual Fee$95
Foreign Transaction Fee0%
Regular APR21.24% - 29.24% (V) APR

What Credit Score Is Required to Get the Citi Premier® Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved07/14/2021
798
Equifax
$6,200
Approved10/05/2020
716
Experian
$2,000
Approved09/28/2021
794
TransUnion
$2,500
Approved09/28/2021
757
Experian
$2,500
Denied11/11/2021
Not Provided
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Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee

What Are the Best Alternatives?

Chase Freedom Unlimited®
Chase Freedom Unlimited®

Rating

4.9

Rewards Range

1.5% - 5%

Annual Fee

$0

Citi Custom Cash® Card
Citi Custom Cash® Card

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

Rating

4.5

Rewards Range

1%-6%

Annual Fee

$0 intro annual fee for the first year, then $95.

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