Rewards
2x miles
Earn 2 Miles on every dollar spent on eligible U.S. purchases for advertising in select media, and on every dollar spent on eligible U.S. shipping purchases.
2x miles
Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta.
2x miles
Earn 2 Miles on every eligible dollar spent at restaurants.
1x miles
Earn 1 Mile on every eligible dollar spent on other purchases.
Welcome Offer
Limited Time Offer: Earn 75,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 3/29/23.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
Cons
- Annual fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Free Checked Bags, Luggage Protection |
Interest Rates & Fees
| Annual Fee | $0 introductory annual fee for the first year, then $99 |
| Foreign Transaction Fee | None |
| Regular APR | 20.24% - 29.24% (V) APR |
What Credit Score Is Required to Get the SkyMiles Gold Business
Based on data we’ve collected from public forums, a credit score of 665 or higher is ideal. We have seen an approval with a score as low as 604, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 05/06/2022 | Equifax | ||
| Approved | 11/25/2021 | Equifax | ||
| Approved | 11/25/2021 | TransUnion | ||
| Approved | 11/25/2021 | Experian | ||
| Approved | 06/15/2021 | Not Provided | ||
| Approved | 06/15/2021 | Equifax | ||
| Approved | 06/16/2021 | Experian | ||
| Approved | 06/16/2021 | Equifax | ||
| Approved | 06/16/2021 | TransUnion | ||
| Approved | 05/06/2022 | Experian | ||
| Approved | 05/06/2022 | TransUnion |
What Are the Best Alternatives?
Southwest Rapid Rewards® Premier Credit Card
Rating
4.5
Rewards Range
2x - 3x Points
Annual Fee
$99
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
Capital One Spark Cash Select - $500 Cash Bonus
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0