Delta SkyMiles® Gold Business American Express Card
The card_name is a business card designed for those who fly Delta and want a few perks on their flights. The first checked bag is free on Delta flights, and you get priority boarding. It also has a welcome offer, and $0 introductory annual fee for the first year, then $99. Let’s dive into the details and your approval odds in this SkyMiles Gold Business review.
Our Rating
4.6/5.0
Welcome Offer
Earn 75,000 Bonus Miles
Annual Fee
$0 introductory annual fee for the first year, then $99
0% on Purchases
N/A
Reward Rate
1x - 2x miles
0% on Balance Transfers
N/A
Welcome Offer
Earn 75,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership. Plus, earn an additional 5,000 Bonus Miles after you make an eligible Delta purchase with your new card within your first 6 months. Offer Ends 10/25/23.Features & Benefits
| Security | EMV Chip Enabled, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Free Checked Bags, Luggage Protection |
Rewards
Interest Rates & Fees
| Annual Fee | $0 introductory annual fee for the first year, then $99 |
| Foreign Transaction Fee | None |
| Regular APR | 20.99% - 29.99% (V) APR |
Insurance
Extended Warranty
When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
Purchase Protection
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
Lost Baggage Insurance
Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a Common Carrier Vehicle ticket for the trip (one-way or round-trip) is charged to an eligible Account. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
What Credit Score Is Required to Get the Delta SkyMiles® Gold Business American Express Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 05/06/2022 | Equifax | ||
| Approved | 11/25/2021 | Equifax | ||
| Approved | 11/25/2021 | TransUnion | ||
| Approved | 11/25/2021 | Experian | ||
| Approved | 06/15/2021 | Not Provided | ||
| Approved | 06/15/2021 | Equifax | ||
| Approved | 06/16/2021 | Experian | ||
| Approved | 06/16/2021 | Equifax | ||
| Approved | 06/16/2021 | TransUnion | ||
| Approved | 05/06/2022 | Experian | ||
| Approved | 05/06/2022 | TransUnion |
- Welcome offer
- No foreign transaction fee
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Southwest Rapid Rewards® Premier Credit Card
Rating
4.5
Rewards Range
2x - 3x Points
Annual Fee
$99
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
Capital One Spark Cash Select for Excellent Credit
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0
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