IHG One Rewards Premier Credit Card

The card_name is a rewards card designed for travelers who frequent IHG-branded hotels, such as Holiday Inn, Candlewood Suites, and Regent. It has a generous welcome bonus and ongoing rewards, which can add up to free night stays. You also get automatic Platinum Elite status as long as you remain a Premier cardmember. If you don’t have a preference for IHG-branded hotels, you won’t get enough use out of this card to justify the $99 annual fee. We dive into the details and your approval odds in this IHG Premier review.

Our Rating

4.7/5.0

Welcome Offer

Earn 165,000 Bonus Points

Annual Fee

$99

0% on Purchases

N/A

Reward Rate

3x to 26x points

0% on Balance Transfers

N/A

Welcome Offer

Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksLuggage Protection, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit

Rewards

3x points
On all other eligible purchases
Earn 3 points per $1 spent on all other purchases.
5x points
Travel
Earn 5 points per $1 spent on purchases on travel.
5x points
Dining
Earn 5 points per $1 spent on purchases on restaurants.
5x points
Gas
Earn 5 points per $1 spent on purchases on gas stations.
26x points
Hotels
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.

Interest Rates & Fees

Annual Fee$99
Foreign Transaction Fee$0
Regular APR21.49% - 28.49% (V) APR

What Credit Score Is Required to Get the IHG One Rewards Premier Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved03/28/2023
819
Experian
$50,000
Approved03/02/2023
785
TransUnion
$10,000
Approved03/02/2023
791
Experian
$10,000
Approved01/30/2023
788
Experian
$21,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Hilton Honors American Express Card
Hilton Honors American Express Card

Rating

4.8

Rewards Range

3x to 7x points

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

World of Hyatt Credit Card
World of Hyatt Credit Card

Rating

4.5

Rewards Range

1x to 9x points

Annual Fee

$95

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