IHG® Rewards Traveler Credit Card

The card_name is a co-branded travel rewards card designed for those who occasionally stay at IHG brand hotels and want a few perks without an annual fee. It offers a welcome bonus and some valuable rewards, like a free night when you book a three-night stay with points. If you stay at IHG hotels frequently, you might also consider IHG One Rewards Premier Credit Card, which gets you better rewards and a free night’s stay on your cardmember anniversary. We dive into the details and your approval odds in this IHG Traveler review.

Our Rating

4.6/5.0

Welcome Offer

Earn 100,000 bonus points

Annual Fee

$0

0% on Purchases

N/A

Reward Rate

2x to 17x points

0% on Balance Transfers

N/A

Welcome Offer

Earn 100,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksLuggage Protection, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit

Rewards

2x points
On all other eligible purchases
Earn 2 points per $1 spent on all other purchases.
3x points
Select Categories
Earn 3 points per $1 spent on purchases on monthly bills.
3x points
Streaming services
Earn 3x points per $1 spend on select streaming services.
3x points
Dining
Earn 3 points per $1 spent on purchases on restaurants.
3x points
Gas
Earn 3 points per $1 spent on purchases on gas stations.
17x points
Hotels
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee$0
Regular APR21.49% - 28.49% (V) APR

What Credit Score Is Required to Get the IHG One Rewards Traveler Credit Card

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
Cons
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Hilton Honors American Express Card
Hilton Honors American Express Card

Rating

4.8

Rewards Range

3x to 7x points

Annual Fee

$0

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card

Rating

4.7

Rewards Range

3x to 26x points

Annual Fee

$99

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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