Discover It® Miles Card

The Discover It® Miles Card is a 1.5x rewards card. It offers 1.5 miles for every dollar you spend, double miles the first year, and no annual fee. Points can be redeemed for travel or cash.

Our Rating
4.3/5.0

Welcome Offer

Annual Fee
$0

0% on Purchases
15

Reward Rate
1.5 %

0% on Balance Transfers
15

Welcome Offer

Features & Benefits

Security
Contactless Payments
Benefits
Travel Perks

Rewards

1.5x miles
All eligible purchases
Earn 1.5 miles on every purchase

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee$0
Regular APR17.24% to 28.24% (V) APR
Balance Transfers0% Intro APR for 15 months on balance transfers, then 17.24% to 28.24%(V) APR after that.
Balance Transfer Fee3%
Purchases0% Intro APR for 15 months on purchases, then 17.24% to 28.24% (V) APR after that.

What Credit Score Is Required to Get the Discover It® Miles Card

Pros

  • 1.5 miles back on every dollar you spend
  • No annual fee
  • Redeem miles for cash
  • 0% APR for the first 14 months

Cons

  • Regular APR can be high
  • Requires good/excellent credit
  • No signup bonus
  • Top rewards rate is 1.5% after the first year
  • Discover not as widely accepted as Visa or Mastercard

What Are the Best Alternatives?

Related Stories