Getaway by FNBO® Credit Card
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The Getaway by FNBO® Credit Card is a rewards card designed for those who want a card with no annual fee and decent rewards on travel, dining, and gas. It also offers a 0% introductory APR rate on purchases and balance transfers for 12 months, making it a good option to book a vacation or other big purchase. It doesn’t offer a sign-up bonus, however, and cash back rewards must be redeemed in denominations of $25, $50, $100, $250 or $1,000. We dive into the details and your approval odds in this FNBO Getaway review.
Our Rating
3.8/5.0
Welcome Offer
None
Annual Fee
$0
0% Intro on Purchases
12 months
Reward Rate
1x to 3x points
0% Intro on Balance Transfers
12 months
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Free credit score access, 24/7 customer service |
| Travel Perks |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 21.24% and 29.24% (V) APR |
| Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 21.24% and 29.24%(V) APR after that. |
| Balance Transfer Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Purchases | 0% Intro APR for 12 months on purchases, then 21.24% and 29.24% (V) APR after that. |
What Credit Score Is Required to Get the Getaway by FNBO® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 660
Average Approved Credit Score: 724
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 08/04/2022 | Equifax | ||
| Approved | 02/09/2022 | Experian | ||
| Approved | 02/10/2022 | Not Provided | ||
| Approved | 12/08/2022 | Not Provided | ||
| Approved | 01/03/2022 | Experian | ||
| Approved | 01/04/2022 | Equifax |
Pros & Cons
- No annual fee
- No foreign transaction fee
- 3x points on dining, travel and gas
- No welcome bonus
- Requires good credit
What Are the Best Alternatives?
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0
Wells Fargo AutographSM Card
Rating
4.8
Rewards Range
1x to 3x points
Annual Fee
$0
Citi Strata Premier® Card
Rating
4.7
Rewards Range
1x - 10x points
Annual Fee
$95