New Chase Credit Card Offer: Earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the Chase Sapphire Preferred in the first 3 months. Points are worth $1,250 in travel when you redeem through Chase Ultimate Rewards. Get details here.
HSBC Cash Rewards Credit Card
The HSBC Cash Rewards Credit Card makes our list of the best 1.5% credit cards. It’s not the top in the category. That honor goes to the Chase Freedom Unlimited card. But the HSBC card is still a solid option.
Our Rating
4.4/5.0
4.4/5.0
Welcome Bonus
None
None
Annual Fee
$0
$0
0% on Purchases
12 Months
12 Months
Rewards Rate
1.5-3.0%
1.5-3.0%
0% on Balance Transfers
12 Months
12 Months
Snapshot
- 3% cash back on all purchases the first year
- 1.5% cash back on all purchases thereafter
- No annual fee
- No foreign transaction fees
- Cellular wireless phone protection
- 0% Introductory APR on Purchases and Balance Transfers for the first 12 months
- Free access to FICO score
Editorial Review
Pros & Cons
Pros
- 3% cash back the first year
- 1.5% cash back thereafter
- No annual fee
- No foreign transaction fees
- Free access to FICO score
- 0% intro APR
Cons
- 0% Balance Transfers must be posted within the first 60 days following Account opening.
- No signup bonus
