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HSBC Cash Rewards Credit Card

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The HSBC Cash Rewards Credit Card makes our list of the best 1.5% credit cards. It’s not the top in the category. That honor goes to the Chase Freedom Unlimited card. But the HSBC card is still a solid option.

HSBC Cash Rewards Credit Card
Our Rating
4.4/5.0
Welcome Bonus
None
Annual Fee
$0
0% on Purchases
12 Months
Rewards Rate
1.5-3.0%
0% on Balance Transfers
12 Months

Snapshot

  • 3% cash back on all purchases the first year
  • 1.5% cash back on all purchases thereafter
  • No annual fee
  • No foreign transaction fees
  • Cellular wireless phone protection
  • 0% Introductory APR on Purchases and Balance Transfers for the first 12 months
  • Free access to FICO score

Editorial Review

Pros & Cons

Pros

  • 3% cash back the first year
  • 1.5% cash back thereafter
  • No annual fee
  • No foreign transaction fees
  • Free access to FICO score
  • 0% intro APR

Cons

  • 0% Balance Transfers must be posted within the first 60 days following Account opening.
  • No signup bonus