HSBC Cash Rewards Credit Card

Editor’s Note: This card is no longer available.

The HSBC Cash Rewards Credit Card makes our list of the best 1.5% credit cards. It’s not the top in the category. That honor goes to the Chase Freedom Unlimited card. But the HSBC card is still a solid option.

HSBC Cash Rewards Credit CArd

Our Rating


Welcome Offer

Annual Fee


0% Intro on Purchases

12 months

Reward Rate


0% Intro on Balance Transfers

12 months

Editorial Review

Features & Benefits

Contactless Payments
Travel Perks


Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR13.99% to 23.99% (V) APR
Balance Transfers0% Intro APR for 12 months on balance transfers, then 13.99% to 23.99%(V) APR after that.
Balance Transfer Fee$10 or 4%, whichever is higher
Purchases0% Intro APR for 12 months on purchases, then 13.99% to 23.99% (V) APR after that.

Pros & Cons


  • 3% cash back the first year
  • 1.5% cash back thereafter
  • No annual fee
  • No foreign transaction fees
  • Free access to FICO score
  • 0% intro APR


  • 0% Balance Transfers must be posted within the first 60 days following Account opening.
  • No signup bonus

What Are the Best Alternatives?

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