HSBC Cash Rewards Credit Card
The HSBC Cash Rewards Credit Card makes our list of the best 1.5% credit cards. It’s not the top in the category. That honor goes to the Chase Freedom Unlimited card. But the HSBC card is still a solid option.

Our Rating
4.4/5.0
4.4/5.0
Welcome Offer
None
None
Annual Fee
$0
$0
0% on Purchases
12 Months
12 Months
Rewards Rate
1.5-3.0%
1.5-3.0%
0% on Balance Transfers
12 Months
12 Months
Snapshot
- 3% cash back on all purchases the first year
- 1.5% cash back on all purchases thereafter
- No annual fee
- No foreign transaction fees
- Cellular wireless phone protection
- 0% Introductory APR on Purchases and Balance Transfers for the first 12 months
- Free access to FICO score
Editorial Review
Pros & Cons
Pros
- 3% cash back the first year
- 1.5% cash back thereafter
- No annual fee
- No foreign transaction fees
- Free access to FICO score
- 0% intro APR
Cons
- 0% Balance Transfers must be posted within the first 60 days following Account opening.
- No signup bonus