HSBC Cash Rewards Credit Card
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
Editor’s Note: This card is no longer available.
The HSBC Cash Rewards Credit Card makes our list of the best 1.5% credit cards. It’s not the top in the category. That honor goes to the Chase Freedom Unlimited card. But the HSBC card is still a solid option.
Our Rating
4.4/5.0
Welcome Offer
Annual Fee
$0
0% Intro on Purchases
12 months
Reward Rate
1.5-3.0%
0% Intro on Balance Transfers
12 months
Editorial Review
Features & Benefits
| Security | |
| Contactless Payments | |
| Benefits | |
| Travel Perks |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 13.99% to 23.99% (V) APR |
| Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 13.99% to 23.99%(V) APR after that. |
| Balance Transfer Fee | $10 or 4%, whichever is higher |
| Purchases | 0% Intro APR for 12 months on purchases, then 13.99% to 23.99% (V) APR after that. |
Pros & Cons
Pros
- 3% cash back the first year
- 1.5% cash back thereafter
- No annual fee
- No foreign transaction fees
- Free access to FICO score
- 0% intro APR
Cons
- 0% Balance Transfers must be posted within the first 60 days following Account opening.
- No signup bonus