IHG One Rewards Premier Business Credit Card

The card_name is a business card designed for business travelers who frequent IHG hotels and resorts. It has a generous sign-on bonus and healthy rewards for business travel. You can get an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG(R) hotel stay. You also get automatic Platinum Elite status as long as you remain a Premier Business cardmember. We dive into the details and your approval odds in this review.

Our Rating

4.6/5.0

Welcome Offer

Earn 140,000 Bonus Points

Annual Fee

$99

0% Intro on Purchases

N/A

Reward Rate

3x – 26x points

0% Intro on Balance Transfers

N/A

Welcome Offer

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, ShopRunner, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit

Rewards

3x points
On all other eligible purchases
Earn 3 points per $1 spent on all other purchases.
5x points
Select Categories
Earn 5 points per $1 spent on select advertising.
5x points
Travel
Earn 5 points per $1 spent on purchases on travel.
5x points
Dining
Earn 5 points per $1 spent on purchases on restaurants.
5x points
Gas
Earn 5 points per $1 spent on purchases on gas stations.
26x points
Hotels
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.

Interest Rates & Fees

Annual Fee$99
Foreign Transaction Fee$0
Regular APR21.49% - 28.49% (V) APR

What Credit Score Is Required to Get the IHG One Rewards Premier Business Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 785

Average Approved Credit Score: 798

App StatusDateCredit ScoreBureauCredit Limit
Approved03/28/2023
819
Experian
$50,000
Approved03/02/2023
785
TransUnion
$5,000
Approved03/02/2023
791
Experian
$5,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Earns Chase Ultimate Rewards points
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

U.S. Bank Triple Cash Rewards Visa® Business Card
U.S. Bank Triple Cash Rewards Visa® Business Card

Rating

4.5

Rewards Range

1% - 5% Cash Back

Annual Fee

$0

Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit

Rating

4.7

Rewards Range

1.5% - 5%

Annual Fee

$0

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.7

Rewards Range

1-3x points

Annual Fee

$95

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