IHG One Rewards Premier Business Credit Card
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The card_name is a business card designed for business travelers who frequent IHG hotels and resorts. It has a generous sign-on bonus and healthy rewards for business travel. You can get an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG(R) hotel stay. You also get automatic Platinum Elite status as long as you remain a Premier Business cardmember. We dive into the details and your approval odds in this review.
Our Rating
4.6/5.0
Welcome Offer
Earn 140,000 Bonus Points
Annual Fee
$99
0% Intro on Purchases
N/A
Reward Rate
3x – 26x points
0% Intro on Balance Transfers
N/A
Welcome Offer
Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Purchase Protection, ShopRunner, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
Annual Fee | $99 |
Foreign Transaction Fee | $0 |
Regular APR | 20.99% - 27.99% (V) APR |
What Credit Score Is Required to Get the IHG One Rewards Premier Business Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 724
Average Approved Credit Score: 766
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 03/28/2023 | Experian | ||
Approved | 09/10/2023 | TransUnion | ||
Approved | 09/10/2023 | Equifax | ||
Approved | 09/10/2023 | Experian | ||
Approved | 03/02/2023 | TransUnion | ||
Approved | 03/02/2023 | Experian |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Earns Chase Ultimate Rewards points
- Annual fee
- Requires good credit
What Are the Best Alternatives?
U.S. Bank Triple Cash Rewards Visa® Business Card
Rating
4.5
Rewards Range
1% - 5% Cash Back
Annual Fee
$0
Capital One Spark Cash Select
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95