IHG® Rewards Traveler Credit Card

The card_name is a co-branded travel rewards card designed for those who occasionally stay at IHG brand hotels and want a few perks without an annual fee. It offers a welcome bonus and some valuable rewards, like a free night when you book a three-night stay with points. If you stay at IHG hotels frequently, you might also consider IHG One Rewards Premier Credit Card, which gets you better rewards and a free night’s stay on your cardmember anniversary. We dive into the details and your approval odds in this IHG Traveler review.

Our Rating
4.6/5.0

Welcome Offer
Earn 80,000 bonus points

Annual Fee
$0

0% on Purchases
N/A

Reward Rate
2x to 17x points

0% on Balance Transfers
N/A

Welcome Offer

Earn 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksLuggage Protection, Trip Cancellation Insurance

Rewards

2x points
On all other eligible purchases
Earn 2 points per $1 spent on all other purchases.
3x points
Select Categories
Earn 3 points per $1 spent on purchases on monthly bills.
3x points
Streaming services
Earn 3x points per $1 spend on select streaming services.
3x points
Dining
Earn 3 points per $1 spent on purchases on restaurants.
3x points
Gas
Earn 3 points per $1 spent on purchases on gas stations.
17x points
Hotels
Earn up to 17 points total per $1 spent when you stay at an IHG hotel.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee$0
Regular APR21.49% - 28.49% (V) APR

What Credit Score Is Required to Get the IHG One Rewards Traveler Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved07/26/2021
739
Not Provided
$4,800
Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
Cons
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Hilton Honors American Express Card
Hilton Honors American Express Card

Rating

4.8

Rewards Range

3x to 7x points

Annual Fee

$0

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card

Rating

4.7

Rewards Range

3x to 26x points

Annual Fee

$99

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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