AllCards.com

Credit Cards, Banking, and Cash Back

You are here: Home / Credit Cards / Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

by

The Ink Business Unlimited® Credit Card is a business card designed for small business owners who want a straightforward structure and who don’t want to pay an annual fee. Another great feature is the 0% APR on purchases for the first 12 months, so you can make a major purchase without having to worry about paying tons of interest. Add in a generous welcome bonus and this card is a great option for small business owners.  We dive into the details and your approval odds in this review.

Ink Business Unlimited® Credit Card
Learn More
Our Rating
4.9/5.0
Welcome Offer
$900
Annual Fee
$0
0% on Purchases
12 Months
Rewards Rate
1.5%
0% on Balance Transfers
None

Rewards

1.5% cash back
All eligible purchases
1.5% cash back on all eligible purchases with no limits to the amount you can earn

Earn $900 after spending $6,000 within your first 3 months.

Pros & Cons

Pros
  • Welcome bonus
  • No annual fee
  • Earns Chase Ultimate Rewards points
  • Earn 1.5% cash back
Cons
  • Foreign transaction fee
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability
Contactless PaymentsTap to Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Roadside Assistance

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee3% of the amount of each transaction in U.S. dollars.
Regular APR17.49% - 23.49% (V) APR

0% Intro APR

Purchases0% Intro APR for 12 months on purchases, then 17.49% - 23.49% (V) APR after that.

What Credit Score Is Required to Get Ink Business Unlimited?

Based on data we’ve collected from public forums, a credit score of 750 or higher is ideal. We have seen an approval with a score as low as 720, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved03/24/2022
810
Equifax
$8,000
Approved02/01/2022
779
Experian
$6,000
Approved03/12/2020
799
Experian
$18,000
Approved06/11/2022
796
Equifax
$7,500
Approved06/11/2022
812
Experian
$7,500
Approved07/13/2021
790
Equifax
$10,000
Approved07/13/2021
730
Equifax
$5,000
Approved04/27/2021
720
Experian
$3,000
Approved10/07/2020
751
Experian
$3,000
Approved04/01/2022
781
Experian
$50,000
Approved04/01/2022
763
Experian
$3,000
Denied04/20/2020
775
Experian
---

What are the best alternatives?

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.9

Rewards Range

1-3x points

Annual Fee

$95

Read Review
Ink Business Cash® Credit Card
Ink Business Cash® Credit Card

Rating

4.9

Rewards Range

1%-5%

Annual Fee

$0

Read Review
Capital One Spark Cash Select - $500 Cash Bonus
Capital One Spark Cash Select - $500 Cash Bonus

Rating

4.7

Rewards Range

1.5% - 5%

Annual Fee

$0

Read Review

Related Articles