Ink Business Unlimited® Credit Card
The card_name is a business card designed for small business owners who want a straightforward rewards structure and who don’t want to pay an annual fee. It comes with a 0% Intro APR on purchases for the first 12 months months, so you can make a major purchase without having to worry about paying tons of interest. Add in a generous welcome bonus and this card is a great option for small business owners. We dive into the details and your approval odds in this Ink Business Unlimited review.
Our Rating
4.9/5.0
Welcome Offer
Earn $900 bonus cash back
Annual Fee
$0
0% on Purchases
12 months
Reward Rate
1.5%
0% on Balance Transfers
N/A
Welcome Offer
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Regular APR | 18.49% - 24.49% (V) APR |
| Purchases | 0% Intro APR for 12 months on purchases, then 18.49% - 24.49% (V) APR after that. |
What Credit Score Is Required to Get the Ink Business Unlimited® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 03/24/2022 | Equifax | ||
| Approved | 02/01/2022 | Experian | ||
| Approved | 03/12/2020 | Experian | ||
| Approved | 06/11/2022 | Equifax | ||
| Approved | 06/11/2022 | Experian | ||
| Approved | 07/13/2021 | Equifax | ||
| Approved | 07/13/2021 | Equifax | ||
| Approved | 04/27/2021 | Experian | ||
| Approved | 10/07/2020 | Experian | ||
| Approved | 04/01/2022 | Experian | ||
| Approved | 04/01/2022 | Experian | ||
| Denied | 04/20/2020 | Experian |
- Welcome offer
- No annual fee
- Earns Chase Ultimate Rewards points
- Earn 1.5% cash back
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0
Capital One Spark Cash Select for Excellent Credit
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0
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