Chase Ink Business Cash Credit Card Review

The Chase Ink Business Cash Credit Card is a top rated cash back card for small businesses. It offers a $500 cash bonus back after spending $3000 in the first 3 months months and up to 5% cash back on select purchases, all with no annual fee.

The Chase Ink Business Cash Credit Card is a premier business credit card. The card offers 5% cash back on the first $25,000 spent in combined purchases at office supply stores and cellular phone, landline, internet and cable TV services. The card also gives you the ability to earn 2% cash back on the first $25,000 in combined purchases at gas stations and hotel accommodations. Finally, on every other purchase you make with the Chase Ink Business Cash Credit Card you earn 1% cash back.

Ink Cash Business Card Snapshot

  • Signup Bonus: Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • 5% Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • 1% Rewards: Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • Intro APR: 0% introductory APR for 12 months on purchases
  • No Annual Fee

Click here to learn more about this and other business credit cards.

Cash Back Rewards Program

The Chase Ink Business Cash Credit Card offers several levels of rewards.

Signup Bonus: To start with, Chase offers a $500 bonus when new card members spend $3000 in purchases within 3 months of opening an account. This is one of the richest cash signup bonuses available.

5% Cash Back: Earn 5% cash back on the first $25,000 you spend on combined purchases at office supply stores and on cellular phone, landline and cable TV services each account anniversary year. That’s a potential cash back of $1,250.

2% Cash Back: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. That’s a potential cash back of $500.

1% Cash Back: Earn 1% cash back on every other purchase you make with your Ink Cash Business Credit Card with no limit to the amount you can earn.

0% Introductory APR

This card offers a 0% introductory APR for a period of 12 months on purchases and balance transfers. As a result, you can earn substantial cash back rewards while taking time to pay off the debt over 12 months with no interest.

Other Perks

The Ink Cash Business Credit Card offers several additional benefits:

  • Purchase Protection: Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
  • Extended Warranty Protection: Extends the time period of the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less
  • Auto Rental Collision Damage Waiver: Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad
  • Stay On Top of Your Spending: Set and change individual spending limits on employee cards,* and earn even more rewards from their purchases. Receive instant alerts for every purchase to help you control and track overall spending.
  • Exclusive Mobile Experience: Snap, tag and file receipts instantly with our mobile app* designed exclusively for Ink customers.

What we like about the Ink Cash Business Credit Card

  • $500 bonus cash back for new card members after spending $3,000 within 3 months
  • Earn 5% cash back on first $25,000 spent at office supply stores, and on cellular phone, landline, internet and cable TV services
  • Earn 2% cash back on the first $25,000 spent in combined purchase at gas stations and restaurants
  • No annual fee

What could be better

  • 2% and 5% reward categories cap at $25,000 each per year
  • 3% foreign transaction fee
  • Requires Excellent Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score

Click here to learn more about this and other business credit cards.

9.1
Rewards Program 9.0
Bonus 8.0
Customer Service 9.5
Annual Fee 10.0
Added Perks 9.0