Journey Student Rewards from Capital One Review
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
Editor’s Note: This card is no longer available.
The card_name card welcomes both student and non-students to apply. It’s a simple cash back rewards card that gives a bonus for paying your bill on time each month. You can be automatically considered for a higher credit line in as little as six months, and get customized alerts and manage your account with the Capital One mobile app.
Our Rating
4.8/5.0
Welcome Offer
None
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
1% – 5%
0% on Balance Transfers
N/A
How Does the Journey Student Compare?
The Journey Student Rewards card from Capital One offers decent rewards, including a $60 streaming subscription credit and up to 1.25% cash back on purchases if you pay on time. It has a high APR, so students and others trying to improve their credit need to be careful using this card.
Who Is the Journey Student Best For?
Journey Student Rewards card is best for students with fair credit who want to boost their credit scores with responsible use. Then they can apply for a traditional card with a lower interest rate.
Who Would Do Better With a Different Card?
Students with good to excellent credit can consider the Discover It Student Cash Back Rewards card. You can earn up to 5% cash back at grocery stores, Amazon, restaurants, and gas stations. You could also consider the Chase Freedom® Student credit card, which offers similar cash back rewards, a $50 bonus, and a lower APR.
Welcome Offer
N/A
Features & Benefits
Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Free credit score access, Choose your due date |
Travel Perks | None |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 29.99% (V) APR |
Pros & Cons
- No annual fee
- No foreign transaction fee
- No welcome bonus
- High APR
What Are the Best Alternatives?
Petal® 1 "No Annual Fee" Visa® Credit Card
Rating
4.5
Rewards Range
None
Annual Fee
$0
Capital One QuicksilverOne Cash Rewards Credit Card
Rating
4.4
Rewards Range
1.5%
Annual Fee
$39
Chase Freedom Rise℠
Rating
4.2
Rewards Range
1.5% cash back
Annual Fee
$0