Langley Signature Cash Back Visa
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The Langley Signature Cash Back Visa is a rewards card designed for members of the Langley Credit Union, or for people who want to become a member. To become a member, you have to open an account and purchase a share in the credit union (currently $5). The card gives 5% cash back on a category of your choice, offering three choices per month. Past categories include dining, office supply stores, pet supply stores, gas, and wholesale clubs. It also offers 3% cash back on gas, 2% cash back on groceries and wholesale clubs, and 1% on other purchases. The rewards don’t stack: if gas is your chosen 5% category for the month, you’ll earn 5% cash back, not 8%. You also need to activate your 5% cash back category. There are no 0% introductory APR offers on balance transfers or purchases, but this is a solid cash back option. We dive into the details and your approval odds in this Langley Visa review.

Our Rating
/5.0
Welcome Offer
For a limited time earn 10% Cash Back
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
1% to 5% cash back
0% Intro on Balance Transfers
None
Welcome Offer
For a limited time earn 10% Cash Back with your Signature Cash Back Visa for the first six months after opening.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability, Alerts, Identity theft protection, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Free credit score access |
Travel Perks | Concierge Services, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 16.25% to 18.00% (V) APR |
What Credit Score Is Required to Get the Langley Signature Cash Back Visa
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 797
Average Approved Credit Score: 797
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 08/02/2022 | Equifax |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
- Requires good credit
What Are the Best Alternatives?

Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3% cash back
Annual Fee
$0

Costco Anywhere Visa® Card by Citi
Rating
4.4
Rewards Range
1%-4%
Annual Fee
$0

Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0