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OpenSky Secured Visa Credit Card
The OpenSky(R) Secured Visa(R) Credit Card is designed for those who poor credit looking to rebuild their credit history. The card reports to all 3 credit bureaus. No credit check necessary to apply.
Our Rating
3.9/5.0
3.9/5.0
Welcome Bonus
None
None
Annual Fee
$35
$35
0% on Purchases
None
None
Rewards Rate
N/A
N/A
0% on Balance Transfers
None
None
Snapshot
- No credit check necessary to apply.
- The refundable* deposit you provide becomes your credit line limit on your Visa card.
- Choose it yourself, from as low as $200.
- OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on its website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Editorial Review
Pros & Cons
Pros
- No credit check required to apply
- Secured deposit as low as $200
- Reports to all 3 credit bureaus
- Facebook community
Cons
- Annual fee
- No rewards
