OpenSky® Secured Visa® Credit Card
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The OpenSky® Secured Visa® Credit Card is designed for those with poor credit looking to rebuild their credit history. The card reports to all 3 credit bureaus. No credit check is necessary to apply. However, there are no rewards or other benefits and there’s an annual fee. While this card can be an option to help you improve your credit, you should also consider other options with no annual fee.
Our Rating
3.0/5.0
Welcome Offer
None
Annual Fee
$35
0% on Purchases
Reward Rate
N/A
0% on Balance Transfers
Welcome Offer
None
Features & Benefits
Security | EMV Chip Enabled |
Contactless Payments | |
Benefits | |
Travel Perks | None |
Rewards
Interest Rates & Fees
Annual Fee | $35 |
Foreign Transaction Fee | 3% of each Transaction in U.S. dollars |
Regular APR | 25.64%+ (V) APR |
Pros & Cons
- Reports to all 3 credit bureaus
- No credit check needed to appy
- Annual fee
- No welcome bonus
- No rewards
- High APR
- Foreign transaction fee
What Are the Best Alternatives?
Capital One Platinum Secured Credit Card
Rating
4.5
Rewards Range
N/A
Annual Fee
$0
Capital One Quicksilver Secured Cash Rewards Credit Card
Rating
4.8
Rewards Range
1.5%
Annual Fee
$0
Secured Chime Credit Builder Visa® Credit Card
Rating
4.5
Rewards Range
N/A
Annual Fee
$0