Marriott Rewards Premier Credit Card Review – 80,000 Bonus Points

The Marriott Rewards Premier Credit Card enables card members to earn free night stays quickly with 80,000 bonus points and up to 5 points on every $1 spent.

This card is one of the cards I carry everyday. As a fan of Marriott hotels, this card enables me to earn free stays extremely fast. The combination of 80,000 bonus points and up to 5x points on every $1 spent on the card provides an excellent opportunity to earn free night stays at Marriott Hotels. You also earn a free night stay on every anniversary of card membership.

Marriott Rewards Premier Credit Card Snapshot

  • Earn 80,000 Bonus Points–Requires spending $3,000 on purchases in the first 3 months from account opening.
  • Earn 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.
  • Earn 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date.
  • Earn 5 points for every $1 spent at 4,000 Marriott locations, 2 points for every $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants and 1 point everywhere else
  • Receive 15 Elite Credits guaranteeing Silver Elite Status or better.Earn 1 Elite Credit for every $3,000 spent on purchases
  • $85 Annual Fee

Rewards Program

There are 6 components of the Marriott Rewards Premier Credit Card rewards program:

1. 80,000 Bonus Points: Earning the bonus points is easy. Spend $3,000 on the card in the first three months of account opening and you’ll earn 80,000 Marriott bonus points. Free night stays start at 7,500 points for a category 1 hotel, making the 80,000 points extremely valuable.

As an additional bonus, you also earn 5,000 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.

2. 7,500 Bonus Points: earn 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.

3. Free Night Stay: You also get 1 free night stay at a Category 1-5 location on each account anniversary date. For me, this more than pays for the annual fee.

4. 5 Points: Earn 5 points for every $1 spent at 4,000 Marriott locations worldwide. This is a great benefit when you vacation at a Marriott resort. We recently spent $4,000 at the Frenchman’s Reef & Morning Star Marriott Beach Resort. At 5 points each we earned 20,000 points.

5. 2 Points: Earn 2 points on every $1 spent on airline ticket purchases directly with airlines, at car rental agencies & restaurants.

6. 1 Points: Earn 1 point on every $1 spent on all other purchases.

Elite Status

Marriott has three levels of elite status–Silver, Gold and Platinum. To reach each status, you need 10, 50, or 75 night stays, respectively. Each status provides a number of benefits, including bonus points on each night stay.

With the Marriott Rewards Premier Credit Card, you automatically earn 15 credits each year. This qualifies you for Silver status and puts you on your way toward Gold status.

What we like about the Marriott Rewards Premier Credit Card

  • 80,000 bonus points
  • Up to 5 points for every $1
  • Silver Elite status
  • No foreign transaction fees
  • Free night stay every year

What could be better

Summary

  • Earn 80,000 Bonus Points–Requires spending $3,000 on purchases in the first 3 months from account opening.
  • Earn 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.
  • Earn 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date.
  • Earn 5 points for every $1 spent at 4,000 Marriott locations, 2 points for every $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants and 1 point everywhere else
  • Receive 15 Elite Credits guaranteeing Silver Elite Status or better.Earn 1 Elite Credit for every $3,000 spent on purchases
  • $85 Annual Fee
  • Regular Purchase APR: 16.24% (Variable)
  • Penalty APR: None
  • Annual Fee: $85
  • Late Payment Fee:Up to $15 if the balance is less than $100; up to $27 if the balance is $100 to less than $250; up to $37 if the balance is $250 or more.
  • Foreign Transaction Fee: None
  • Ideal for those who stay at Marriott hotels
  • A good choice for those looking a quick way to earn Marriott points
  • Requires Excellent Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score

BankAmericard Travel Rewards® Credit Card Review – $200 Signup Bonus

The BankAmericard Travel Rewards® Credit Card offers 1.5 points per $1 spent, a 20,000 point signup bonus, and no annual fee.

This card is ideal for frequent travelers. It is a true 1.5% rewards card, paying 1.5 points per $1 spent. It also offers a signup bonus of 20,000 points (minimum spend required) and a 0% introductory APR on purchases. And it manages all of this without charging an annual fee. We’ll cover each of these features and more in this review.

BankAmericard Travel Rewards® Credit Card Snapshot

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days –  that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% – 23.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% or more.  Click “Apply Now” to learn more about Preferred Rewards
  • More details: BankAmericard Travel Rewards® Credit Card

Rewards Program

There are four components of the BankAmericard Travel Rewards® Credit Card rewards program: (1) the 20,000 point bonus; (2) 1.5 points; (3) 10% customer points bonus; and (4) 25% or higher bonus for Preferred Rewards clients.

1. 20,000 Bonus Points: The card offers 20,000 bonus points when you spend $1,000 on the card in the first 90 days. These bonus points are worth a $200 statement credit.

2. 1.5 Points: Bank of America offers a simple and very rewarding program–1.5 points for every $1 spent. There are no rotating categories to keep track of, and no spending caps.

3. 10% Bonus: Those with an active Bank of America checking or savings account, you’ll earn a 10% bonus. This increases the rewards to 1.65 points for every $1 charged to the card.

4. 25%+ Bonus: Finally, Preferred Rewards clients can earn substantial bonuses starting at 25%. For Platinum Honors members, this bonus goes up to 75%.

0% Introductory Rate

The card offers a 0% introductory rate on purchases for 12 billing cycles.

What we like about the BankAmericard Travel Rewards® Credit Card

  • 20,000 Bonus Points
  • 1.5 Points rewards program
  • 0% introductory APR
  • No annual fee

What could be better

Summary

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days –  that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% – 23.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% or more.  Click “Apply Now” to learn more about Preferred Rewards
  • More details: BankAmericard Travel Rewards® Credit Card
  • Regular Purchase APR:15.24% – 23.24% (Variable)
  • Penalty APR:Up to 29.99%, based on your creditworthiness
  • Annual Fee: $0
  • Late Payment Fee:Up to $37
  • Foreign Transaction Fee: None
  • Ideal for those who want above average rewards on every purchase
  • A good choice for those looking for a 0% APR introductory rate
  • Well suited for those wanting a rewards card with no annual fee
  • Requires Excellent/Good Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score

BankAmericard® Credit Card Review – 0% Balance Transfer for 18 Billing Cycles

The BankAmericard® Credit Card does one thing, and it does it really well. It’s 0% introductory APR on balance transfers for 18 billing cycles is one of the longest available from any credit card.

This card is ideal for those wanting to transfer high interest credit card debt to a 0% card. The 0% introductory APR last for 18 billing cycles. Keep in mind, however, that you must initiate the transfer within the first 60 days of getting the card. There is no annual fee.

BankAmericard® Credit Card Snapshot

  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% – 21.24% Variable APR
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you’re not responsible for any fraudulent charges made on your account
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
  • More details: BankAmericard® Credit Card

0% Introductory Rate

The card offers a 0% introductory rate on balance transfers for 18 billing cycles. The transfer must be made within the first 60 days of getting the card. Note that there is a 3% fee (minimum $10) on balance transfers.

What we like about the BankAmericard® Credit Card

  • 0% introductory APR for 18 billing cycles
  • No annual fee

What could be better

Summary

  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% – 21.24% Variable APR
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you’re not responsible for any fraudulent charges made on your account
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
  • Regular Purchase APR: 11.24%-21.24% (Variable)
  • Penalty APR:Up to 29.99%, based on your creditworthiness
  • Annual Fee: $0
  • Late Payment Fee:Up to $37
  • Foreign Transaction Fee: 3%
  • Ideal for those looking for a 0% balance transfer
  • Well suited for those wanting a rewards card with no annual fee
  • Requires Excellent/Good Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score