Earn $100 after spending $500 within your first 90 days of opening your account.
Pros & Cons
- No annual fee
- Up to 3% cash back
- No welcome bonus
- High APR
- Foreign transaction fee
- Requires good credit
Features & Benefits
|Security||EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection|
|Contactless Payments||Tap to Pay, Google Pay, Samsung Pay, PayPal|
|Benefits||Purchase Protection, 24/7 customer service|
Interest Rates & Fees
|Foreign Transaction Fee||3% of each transaction.|
|Regular APR||15.24% to 27.24% (V) APR|
What Credit Score is Required to Get the PayPal MC
Based on data we’ve collected from public forums such as myFICO and Reddit, a credit score of 750 or higher is ideal. Keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
|App Status||Date||Credit Score||Bureau||Credit Limit|
What are the best alternatives?
Citi® Double Cash Card - 18 month BT offer
1% to 2%
Synchrony Premier World Mastercard®
Capital One Spark Cash Select - $500 Cash Bonus
1.5% - 5%