Rewards
Signup Bonus
Earn $100 after spending $500 within your first 90 days of opening your account.
Pros & Cons
- No annual fee
- Up to 3% cash back
- No welcome bonus
- High APR
- Foreign transaction fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
Contactless Payments | Tap to Pay, Google Pay, Samsung Pay, PayPal |
Benefits | Purchase Protection, 24/7 customer service |
Travel Perks | None |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 3% of each transaction. |
Regular APR | 15.24% to 27.24% (V) APR |
What Credit Score is Required to Get the PayPal MC
Based on data we’ve collected from public forums such as myFICO and Reddit, a credit score of 750 or higher is ideal. Keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 06/07/2022 | Equifax | ||
Approved | 06/07/2022 | Experian | ||
Approved | 06/07/2022 | TransUnion | ||
Approved | 06/11/2022 | TransUnion | ||
Approved | 05/27/2022 | TransUnion |
What are the best alternatives?

Citi® Double Cash Card - 18 month BT offer
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Capital One Spark Cash Select - $500 Cash Bonus
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Rewards Range
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