The card_name is a travel rewards card designed for people who want a card with good travel rewards and a low annual fee. PenFed Honors Advantage members can get the annual fee waived. To become a member of PenFed Honors Advantage, you can either have an active checking account with PenFed or be a member of the military (active or retired). This card offers a decent welcome bonus, plus some other travel perks such as a $100 annual domestic air travel credit and either a $100 global entry or $85 TSA Pre-check credit. We dive into the details and your approval odds in this PenFed Pathfinder review.
Annual Fee $95 Waived for existing Honors Advantage Members
0% on Purchases
Reward Rate 1.5x to 4x points
0% on Balance Transfers
50,000 Bonus Points when you spend $3000 in the first 90 days
Features & Benefits
EMV Chip Enabled, Fraud Monitoring, Zero Liability
Tap to Pay, Apple Pay, Google Pay, Samsung Pay
Purchase Protection, 24/7 customer service
Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, TSA PreCheck & Global Entry credit
On all other eligible purchases
1.5X Points on all other purchases
3X Points on all Travel categories
4X Points on all Travel categories for PenFed Honors Advantage Members
Interest Rates & Fees
$95 Waived for existing Honors Advantage Members
Foreign Transaction Fee
17.99% (V) APR
Trip Delay Insurance
If your trip gets delayed, not only does this mean lost time, but can also create additional expenses that you didn’t expect to pay. This benefit covers up to a maximum of $300 per each purchased ticket for reasonable expenses incurred when a Covered Trip you purchased with your Visa Signature Card is delayed for more than 12 hours.
Will replace, repair, or reimburse you for eligible items of personal property up to $500 per claim for ninety (90) days from the date of purchase due to covered reasons.
Lost Baggage Insurance
Baggage Delay Reimbursement
If your luggage takes a detour and its arrival is delayed, this benefit will provide reimbursement for any essential items you may need while waiting for your luggage to arrive.
Lost Luggage Reimbursement
If your checked or carry-on luggage and its contents is lost due to theft or misdirection by the carrier, this benefit offers you a supplemental reimbursement up to $3,000.
What Credit Score Is Required to Get the PenFed Pathfinder® Rewards Visa Signature® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.
No foreign transaction fee
Up to 4x points on travel
Requires good credit
Annual fee for if you're not a PenFed Honors Advantage Member