PENFED Promise Visa Credit Card

The PENFED Promise Visa Credit Card is a basic credit card that offers a low introductory rate on purchases and a special limited time balance transfer offer. There is no annual fee and this card does not charge a foreign transaction fee when making purchases overseas. To qualify for this card you must have excellent credit and be a member of the Pentagon Federal Credit Union.

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PENFED Promise Visa Credit Card Bonus Offers

This card offers a low introductory rate of 4.99% for first 12 months on balance transfers. It does offer a $100 bonus after you spend $1,500 on the card in the first 90 days. It does not offer any ongoing rewards of any kind.

PENFED Promise Visa Credit Card Fees

The PenFed Promise Visa card is straight forward with its fees. There aren’t any. Most credit cards do not offer such a simple fee structure. Here is what you can expect with this card:

  • No annual fee
  • No late fees or other penalty fees
  • No foreign transaction fees
  • No fees to do a balance transfer or cash advance