Petal 2 Visa Card Review
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The card_name is designed for those with fair credit. This card comes with no fees and makes it easy for those who are looking to build their credit and earn cash back while doing so. You can earn a credit limit increase in as few as six months with responsible use. You start by earning 1% cash back, and after twelve months of responsible use, you can be upgraded to 1.5%. Petal has changed some customers from one credit card to another, so be aware of that before you apply. We dive into the details and your approval odds in this review.
Our Rating
4.6/5.0
Welcome Offer
No fees whatsoever.
Annual Fee
$0
0% on Purchases
Reward Rate
1% – 10%
0% on Balance Transfers
Welcome Offer
N/A
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Benefits | Purchase Protection, Visa Local Offers |
Travel Perks | Auto Rental Collision Damage Waiver, Roadside Assistance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | $0 |
Regular APR | 18.24% - 32.24% (V) APR |
What Credit Score Is Required to Get the Petal® 2 "Cash Back, No Fees" Visa® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 655
Average Approved Credit Score: 717
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 08/08/2022 | Experian | ||
Approved | 07/25/2022 | Experian | ||
Approved | 07/25/2022 | Equifax | ||
Approved | 07/25/2022 | TransUnion | ||
Approved | 07/02/2022 | Equifax | ||
Approved | 07/02/2022 | Experian | ||
Approved | 07/02/2022 | TransUnion |
Pros & Cons
What Are the Best Alternatives?
Petal® 1 "No Annual Fee" Visa® Credit Card
Rating
4.5
Rewards Range
None
Annual Fee
$0
Capital One QuicksilverOne Cash Rewards Credit Card
Rating
4.4
Rewards Range
1.5%
Annual Fee
$39
Capital One VentureOne Rewards Credit Card
Rating
4.4
Rewards Range
1.25x miles to 5x miles
Annual Fee
$0